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Valley National Bank Promotions

By Charles Tran
Updated April 30, 2026

High-Yield Savings Account - 3.95% APY
3.95%

High-Yield Savings Account - 3.95% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
$100

Personal Checking Account - $100 Bonus

Open a new All Access Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening. Keep the account open for a minimum of 120 days.

4.00%

9-Month Fixed Rate CD - 4.00% APY

3.55%

3-Month Fixed Rate CD - 3.55% APY

3.50%

6-Month Fixed Rate CD - 3.50% APY

3.40%

12-Month Fixed Rate CD - 3.40% APY

3.25%

24-Month Fixed Rate CD - 3.25% APY

3.20%

36-Month Fixed Rate CD - 3.20% APY

3.05%

48-Month Fixed Rate CD - 3.05% APY

Certificate of Deposit

TermAPY
3 Months3.55%
6 Months3.50%
9 Months4.00%
12 Months3.40%
24 Months3.25%
36 Months3.20%
48 Months3.05%

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 5/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Raisin

High-Yield Savings Account - Up to $1,500 Bonus

Expires 5/31/2026
New customers only. Earn up to a $1,500 bonus.

  1. Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
  2. Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  3. Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Deposit Cash Bonus
$10,000 - $24,999 $70
$25,000 - $49,999 $175
$50,000 - $99,999 $350
$100,000 - $199,999 $750
$200,000 or more $1,500
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 5/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures

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3.35%

18-Month Fixed Rate CD - 3.35% APY

Expired 3/24/2026
$400

Personal Checking Account - $400 Bonus

Open a new All Access Checking+ account. Set up and receive qualifying direct deposits totaling $7,500 or more within 90 days of account opening.

Expired 1/30/2025
$150

Personal Checking Account - $150 Bonus

Open a new Valley My Choice Checking account with minimum opening deposit of $25. Receive $75 for activating Mobile Banking. Receive $75 for either completing a minimum of 20 debit card transactions of at least $5 OR for enrolling in online banking and completing three online bill payment transactions. Activities must be completed within 60 days of account opening to receive bonuses. Account must be enrolled in paperless statements with in the first 60 days of account opening.

Expired 1/30/2025
$240

Personal Checking Account - Up to $240 Bonus

Open a new Valley All Access Rewards Checking account with minimum opening deposit of $100. Receive a cumulative total of $750 or more in qualifying direct deposits per month. Reward is paid over 12 month period, $20 each month.

Expired 8/26/2024

Valley National Bank Checking Bonus

What is the checking bonus at Valley National Bank?

Valley National Bank CD Rates

What is Valley National Bank's CD rates?
  • 9-Month Fixed Rate CD - 4.00% APY
  • 3-Month Fixed Rate CD - 3.55% APY
  • 6-Month Fixed Rate CD - 3.50% APY
  • 12-Month Fixed Rate CD - 3.40% APY
  • 24-Month Fixed Rate CD - 3.25% APY
  • 36-Month Fixed Rate CD - 3.20% APY
  • 48-Month Fixed Rate CD - 3.05% APY

    Highlights

    Customer Service
    Phone: 800-522-4100
    Mon - Fri 7:00 am - 10:00 pm (ET); Sat - Sun 8:00 am - 8:00 pm (ET); Holidays, 8:00 AM to 5:00 pm (ET) (except Christmas and Thanksgiving).
    Locations
    200+ branches

Information sourced from the published website as of 05/01/2026.


Valley National Bank Alternatives

CIT Bank
Member FDIC

CIT Bank No Penalty CD - 3.75% APY

  • Option to withdraw full balance and interest after 7 days of CD funding date
  • $1,000 minimum to open an account
  • 11 months
  • No monthly maintenance fee
  • Member FDIC
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 2.68% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC


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