America First Credit Union Promotions
Business Checking Account - $250 Bonus
Open a new eligible business checking account. Deposit $3,000 or more and maintain that balance for a minimum of 60 days. Make 5 or more qualifying transactions within 60 days of account opening.
Youth Savings and Checking Account - $50 Bonus
Open a Youth Savings account and a Youth Checking account with a Fundz® debit card.
IRA Certificate Account - Up to 4.20% APY
- Up to 4.20% APY
- $500 minimum opening deposit
| Term | APY |
|---|---|
| 3-5 Months | 3.90% |
| 6-11 Months | 4.00% |
| 12-17 Months | 3.95% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.05% |
| 30-35 Months | 4.10% |
| 36-47 Months | 4.05% |
| 48-59 Months | 4.05% |
| 60 Months | 4.20% |
Basic Business Checking
- $0 monthly fee
- No minimum balance requirement
- 250 free items per month
Regular Certificate Accounts
- Up to 4.20% APY
- $500 minimum opening deposit
- Available terms are 3 to 60 months
- Automatic renewal at maturity
- NCUA insured
Regular Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.90% |
| 6-11 Months | 4.00% |
| 12-17 Months | 3.95% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.05% |
| 30-35 Months | 4.10% |
| 36-47 Months | 4.05% |
| 48-59 Months | 4.05% |
| 60 Months | 4.20% |
Bump-Rate Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.75% |
| 6-11 Months | 3.85% |
| 12-17 Months | 3.80% |
| 18-23 Months | 3.80% |
| 24-29 Months | 3.90% |
| 30-35 Months | 3.95% |
| 36-47 Months | 3.90% |
| 48-59 Months | 3.90% |
| 60 Months | 4.05% |
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - $300 Bonus
- Qualify for a $300 cash bonus with a minimum deposit of $50,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
HSBC Premier - Earn Up to $7,000
- Send and receive money with Zelle® right from our mobile app
- Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works: Open a new HSBC Premier checking account by March 31, 2026. Add New Assets to your Premier checking account, Premier Savings account, Premier Relationship Savings account, Managed Portfolio Account and/or Spectrum account (Eligible Accounts) by March 31, 2026, and maintain the New Assets through June 30, 2026.
- Get a $1,500 Cash Bonus: Add and maintain New Assets of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Assets of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Assets of $500,000 to $999,999
- Get a $7,000 Cash Bonus: Add and maintain New Assets of $1,000,000+
If all offer requirements are met, the bonus will be paid by August 31, 2026.
America First Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking and Savings Account - $250 Bonus
Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.
Personal Checking and Savings Account - $100 Bonus
Open a new savings account and a Classic or Premium Checking account. The bonus will be paid within 30 days of completing the requirements.
Personal Checking and Savings Account - $150 Bonus
Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.
Personal Checking and Savings Account - $100 Bonus
Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.
Personal Savings Account - Up to $100 Bonus
Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.
Youth Account - Up to $50 Bonus
Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.
America First Credit Union Checking Bonus
America First Credit Union CD Rates
- 60-Month CD - 4.20% APY
- 30-Month CD - 4.10% APY
- 24-Month CD - 4.05% APY
- 36-Month CD - 4.05% APY
- 48-Month CD - 4.05% APY
- 6-Month CD - 4.00% APY
- 12-Month CD - 3.95% APY
- 18-Month CD - 3.95% APY
- 3-Month CD - 3.90% APY
Highlights
Phone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah
Information sourced from the published website as of 01/09/2026.
America First Credit Union | Mountain America Credit Union | |
|---|---|---|
Benefits and Features | ||
| Customer Service | Phone: 800-999-3961 Monday - Friday: 8AM - 7PM (MT) Saturday: 8AM - 6PM (MT) Email: support@americafirst.com | |
| Locations | 115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah | Over 100 branch locations in the states of Utah, Arizona, Idaho, Montana, Nevada, and New Mexico |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. America First Credit Union: Information sourced from the published website as of 01/09/2026. Mountain America Credit Union: Information sourced from the published website as of 01/03/2026. | ||
America First Credit Union Alternatives
Business Advantage Relationship Banking
- Best for businesses with the need for extra accounts and robust banking needs.
- No fee for incoming wire, stop payment, electronic deposits and more.
- No fee for first 500 transactions per statement cycle.
- No fee for the first $20,000 in cash deposited per statement cycle at an ATM or Financial Center.
- Bank of America, N.A. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
U.S. Bank Business Essentials - $400 Bonus
Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.
Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.
New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.
Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.
Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.
All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC
CIT Bank Platinum Savings - $225 Bonus
- Qualify for a $225 cash bonus with a minimum deposit of $25,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC







