CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

January 25, 2017

Which JetBlue Credit Card is Right for You?

Read more about Airline Rewards
Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

Fly JetBlue? You may want to consider a JetBlue credit card from Barclaycard. But which one is right for you? We break it down.

JetBlue Terminal 5 JFK
JetBlue Terminal 5 JFK © Ted Murphy (CC BY 2.0) via Flickr

JetBlue is one of America's favorite budget airlines, taking travelers across America and the surrounding areas at low cost.

If you find yourself flying on JetBlue at least once a year, you may want to consider one of the the co-branded credit cards offered by Barclaycard: JetBlue Plus.

1/30/2018 Update: We're sorry, JetBlue Plus Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Did you know: There is a travel credit card that earns 2x miles on all purchases? And you can redeem the miles for a statement credit toward airfare purchases, including at JetBlue.

Read the Capital One Venture review to learn more.

The JetBlue Plus has a $99 annual fee, but its sign-up bonus and rewards are a lot bigger.

We think that despite the annual fee, the JetBlue Plus is the better deal.

jetBlue © John Murphy (CC BY-SA 2.0) via Flickr

How to Use TrueBlue Points

JetBlue credit cards earn TrueBlue Points, which you can redeem towards any JetBlue flight, with no blackout dates and no seat restrictions. Your points never expire, as long as your TrueBlue account remains open.

Using your points is very easy. Simply sign on to your TrueBlue account (create it for free) to book travel, and select the option "TrueBlue Points." You will then see the flight options listed in points. You can also toggle back and forth between dollars and points to compare the value of the points.

So what are TrueBlue points worth?

Our estimate is that each TrueBlue point on average is worth about 1.4 -1.5 cents. This means that 10,000 points could be redeemed for a flight that costs around $140.

Here's an example of a sample flight from Los Angeles to Orlando in April 2017:

The dollar value of the highlighted flights is $131 (for Blue) and $149 (for Blue Plus). This means that the point value comes out to be 1.52 cents and 1.49 cents, respectively. This seems to be reasonable across most flights.

You don't pay any surcharges for domestic flights, except for the $5.60 Security Fee in each direction.

Tip: JetBlue cards also allow you to pool TrueBlue points with your family for free, so you can meet your goals faster. JetBlue's definition of "family" is pretty lax. It just needs to contain up to 2 adults and 5 children. The person designated as Head of Household can then redeem the family pool points for award flights.

Why We Think JetBlue Plus Card Is Superior

In our opinion, for an annual fee of $99, you get a lot more perks and rewards. First, the sign-up bonus is a LOT bigger. With the Plus, you get 30,000 bonus points after spending $1,000 in purchases in the first 90 days. This equals roughly $300 to ~$420 worth when you redeem, depending on how you value points. And you also get 6x points for every JetBlue purchase.

Here are some other perks that come with the JetBlue Plus:

  • Free first checked bag. With the Plus, you get the first checked bag free for you and 3 other companions on your reservation. Currently, if you book a Blue flight, the check-in price is $25 (at the airport). So if you are traveling in a group of 4 and everyone checks a bag, that alone will help justify the $99 annual fee.

  • Get 10% of your points back with every redemption. You also get 10% of your points back each time you redeem them. And the better part? This is unlimited. There's no cap on how many points you can get back. Points are usually posted to your account within 4-6 weeks after your redemption is processed.

  • 5,000 points anniversary bonus: You get a bonus of 5,000 points every year on your account anniversary. This is a pretty nice little perk to keep you using the card (again, with the 5,000 points equaling around $50 to $75, depending on how you value points). This and any point rebates you get will justify the annual fee. Keep in mind that it takes 4-6 weeks for bonus points to be posted to your account after your anniversary date.

  • $100 statement credit when you book Getaways Vacation Package. When you book a JetBlue Getaways Vacation package of $100 or more, you get a $100 statement credit each year.

Do you own a business? There is also a business version of the Plus card - the JetBlue Business card.


  • High APR. There is no introductory APR offer for purchases or balance transfers. And the APR is 13.24%, 21.24% or 26.24% Variable, depending on your creditworthiness. So make sure you are able to pay off the balance each month.

  • You only get bonus points for dining and groceries. This is good if most of your everyday spending falls within these categories. But if your spending is very varied, then consider whether another travel rewards card like the Capital One Venture Rewards may be a better fit.

  • You can redeem on JetBlue flights. This isn't much of a problem if you know you will be taking JetBlue flights. But if you want more flexibility or will be visiting places JetBlue doesn't fly to, then think about whether a co-branded JetBlue card is right for you. Or if it's better to get a general travel rewards card that lets you use any airline. As of January 2017, you can only redeem your TrueBlue points on JetBlue and their partner, Hawaiian Airlines.

Do You Fly Other Airlines?

Not a frequent JetBlue flyer? If there's another airline you prefer instead, consider these cards:

If you fly Southwest:
The Chase Sapphire Preferred card is one of our favorite travel rewards cards. It has the ability to transfer to several airline and hotel travel partners, including Southwest and JetBlue. The value is quite good for the Southwest Wanna Get Away flights (with many routes just 4,500 points one-way).

If you fly Delta:
Gold Delta SkyMiles from American Express, a CreditDonkey partner: Gold Delta SkyMiles offers 30,000 bonus miles if you spend $1,000 on purchases within the first 3 months of opening your new account. In addition, you can earn a $50 statement credit after you make a Delta purchase within your first 3 months. This card earns airline miles: 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. There is a $95 annual fee ($0 introductory annual fee for the first year) (See Rates & Fees).

If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card - that is a savings of up to $200 per round trip for a family of 4. Plus, you can enjoy Priority Boarding. Terms apply.

Bottom Line

So, which JetBlue card is right for you? In our opinion, the JetBlue Plus has a lot to offer. The sign-up bonus, the 10% points rebate after each redemption, and the 5,000 bonus points each anniversary year are generous offers. And being able to check a bag free could help justify the annual fee if you fly with JetBlue a couple of times a year with a companion (or once with a family of 4).

But if you don't fly JetBlue too often, consider if another card may be more convenient for you, such as a straight-up cashback card.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

For rates and fees of the Gold Delta SkyMiles card, please click here.

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:

Airline Miles for Beginners

Credit Card Spending Requirement

Earn Airline Miles Fast

More Articles in Reviews

Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
18.24% - 25.24% Variable
$0 Intro for the First Year, then $95
How to land great flights for cheap

Cheap Flights How To Find

Finding the best priced airfare can be a stressful task – especially when you're trying to stick to a strict travel budget. Thankfully, there are some tips you can follow to cut down on the financial investment of your next flight.

Leave a comment about Which JetBlue Credit Card is Right for You?

Email (won't be published)

Chase Sapphire Preferred

Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

    Beginner's Guide to Airline Miles and Points

    New to airline miles? Learn how it works and how to earn a ton of miles fast through credit cards. Before long, you'll be redeeming miles for free flights and hotel rooms.

    Hotel Rewards

    The sign-up bonuses for hotel rewards credit cards can be tempting, but is a hotel card right for you?

    Study: Credit Cards for International Travel

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

    Airline Rewards

    The best airline credit card racks up miles fast with reasonable fees and amazing rewards.

    Travel Rewards

    Looking for a new travel credit card?

    Foreign Transaction Fee: What to Know Before You Travel Abroad

    Before you go on a trip overseas, be sure you have a credit card with no foreign transaction fees. Read on to learn how to save money on international travel.

    Credit Card Deals

    Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Credit Card Bonus Offers

    Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers.

    Dining Rewards

    If you're usually eating out rather than slaving over a hot stove at home, make a point of using a rewards credit card every time you pick up the tab and save up some serious cash.

    Best Credit Cards

    Here are the CreditDonkey picks for "Best Credit Cards" from our partners in the following categories ...

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

    Best Short Term Investment Options

    The best short term investment options provide good returns with low risk. Here are the top 10 strategies for your short term goals.

    Credit Card Deals for People with Excellent Credit

    If you have excellent credit, now is the time to take advantage of it.

    No Foreign Transaction Fee Credit Cards

    Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

    Study: Hotel Credit Cards for Free Nights

    Must-read list of hotel credit card promotions. Check out this essential list of credit card offers before your next hotel stay.

    Study: Credit Card for European Travel

    Traveling to Europe? Look for a card with chip technology and no foreign transaction fees. Here are our favorite cards for international travel.

    Best Credit Card for First-Time Applicants

    Learn how to get a credit card for the first time. Read this guide to find out which cards are the best and how to avoid common mistakes beginners make.

    Redeem JetBlue Points

    Redeem JetBlue TrueBlue points for the most value. This guide highlights some of the best ways to use those TrueBlue points.

    Chase Sapphire Preferred vs Capital One Venture

    Which travel credit card is better for you? Read this in-depth comparison of Chase Sapphire Preferred and Capital One Venture, two popular travel rewards cards.

    Victoria's Secret Credit Card: What to Know Before You Apply

    Do most of your mall visits include a must-have stop Victoria's Secret? Do you have enough VS totes stored away that you could pack your lunch in one every day for a month? If so, the luxury lingerie retailer's Angel credit card might be worth a look.
More Articles in Reviews

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.