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Delta SkyMiles Gold vs Chase Sapphire Reserve®

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta SkyMiles Gold is a good airline credit card for someone who travels heavily with Delta airlines. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant card? Read our comparison chart below.

 Read Delta SkyMiles Gold ReviewApply Now
 

Delta SkyMiles® Gold American Express Card

Chase Sapphire Reserve®

 

Credit Card Interest Rates & Fees

Purchase APR19.99% to 28.99% Variable based on your creditworthiness and other factors20.24% to 28.74% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A20.24% to 28.74% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$0 introductory annual fee for the first year, then $150$550 annual fee
 Terms Apply. See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. 
Introductory Bonus Offer Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Travel Rewards Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.
1:1 point transfer to leading airline and hotel loyalty programs
Airline RewardsEarn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.1:1 point transfer to leading airline and hotel loyalty programs
Bonus Airline Rewards$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel. 
Hotel Rewards 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Airline StatusEnjoy your first checked bag free on Delta flights.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select
Dining Rewards 3x points on dining at restaurants
Airline Transfer Partners Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag on Delta flights
  • Zone 5 Priority boarding
Cons:
  • $150 annual fee ($0 introductory annual fee for the first year)
Pros:
  • Bonus points
  • Annual travel credit
  • Elite travel benefits
Cons:
  • $550 annual fee
  • No introductory annual fee
  • No intro APR
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full reviewUltra premium credit card for luxury travelers... Read full review
 Read Delta SkyMiles Gold ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

For rates and fees of the Chase Sapphire Reserve® card, please click here.

Disclaimer: The information for the Delta SkyMiles® Gold American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Delta SkyMiles Gold: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Delta SkyMiles Gold or Chase Sapphire Reserve?

Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Delta SkyMiles Gold or Chase Sapphire Preferred.


Articles on Delta SkyMiles® Gold American Express Card

Delta SkyMiles Gold

There are many credit cards that earn Delta miles to choose from, so how do you decide if the Delta SkyMiles® Gold American Express Card is right for you? Read this review before you apply.

Articles on Chase Sapphire Reserve®

Chase Sapphire Reserve

With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you.

Chase Sapphire Reserve Credit Score

You usually need an excellent credit score for Chase Sapphire Reserve® (720+). But this is not the only factor. Here's how to improve your approval odds.

Chase Sapphire Reserve Lounge Access

Airport lounge access is one of the best benefit of Chase Sapphire Reserve® . Learn how to maximize this perk including what lounges you can enter, how to use it, and the guest policy.

Chase Sapphire Reserve Credit Limit

Many Chase Sapphire Reserve® users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Reserve Priority Pass: What You Need to Know

Chase Sapphire Reserve Priority Pass

Priority Pass membership is one of Chase Sapphire Reserve® best benefits. Here is everything you need to know to sign up, activate and use it.

Which Do You Like and Why?





Compare Delta SkyMiles Gold to:

For rates and fees of the Chase Sapphire Preferred® Card, please click here.


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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