Discover It vs Blue Cash Preferred
Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery card? Read our comparison chart below.
Keep in mind, the Discover It has a
Discover it® Cash Back | Blue Cash Preferred® Card from American Express | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 15 months | 0% introductory APR on purchases for 12 months |
| Introductory APR for Balance Transfers | 0% introductory APR for 15 months | 0% introductory APR on balance transfers for 12 months |
| Purchase APR | 18.24% to 27.24% Variable based on your creditworthiness and other factors | 18.24% to 29.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 18.24% to 27.24% Variable based on your creditworthiness and other factors | 18.24% to 29.24% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | No foreign transaction fee | 2.7% of each transaction after conversion to US dollars. |
| Annual Fee | $0 intro annual fee for the first year, then $95 | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. |
| Cash Back Rewards | 1% cash back on all other purchases. | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | |
| Gas Rewards | 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Grocery Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | Excellent cash back credit card for families... |
| Read Discover It Review | Read Blue Cash Preferred Review | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Cash Back and Blue Cash Preferred® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed. Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Which is Better: Discover It or Blue Cash Preferred?
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover It or Chase Freedom Unlimited.
Articles on Discover it® Cash Back
Discover It Credit Card Review
Which Do You Like and Why?
Compare Discover It to:
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For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
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