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Discover it Miles vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Discover it Miles is an excellent credit card with no annual fee for domestic travelers. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

 

Discover it® Miles

Discover it® - Cashback Match™

 
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended Warranty
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% introductory APR for 14 months
Introductory APR for Balance Transfers10.99% introductory APR for 14 months0% introductory APR for 14 months
Purchase APR12.24% to 24.24% Variable based on your creditworthiness and other factors12.24% to 24.24% Variable based on your creditworthiness and other factors
Balance Transfers APR12.24% to 24.24% Variable based on your creditworthiness and other factors12.24% to 24.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Discover will match all the miles you've earned at the end of your first year (only for new cardmembers). 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
Travel RewardsTravel Rewards: 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time. 
Airline RewardsAirline Rewards: 1.5x Miles on every dollar you spend on purchases. 
Bonus Airline RewardsBonus Airline Rewards: Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.* 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 1.5x miles on purchases
  • No annual fee
  • First year promotional miles offer
  • No foreign transaction fee
Cons:
  • Some merchants don't accept Discover
Pros:
  • 5% bonus rotating categories
  • 0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 12.24% - 24.24%
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent credit card with no annual fee for domestic travelers... Read full reviewExcellent cash back credit card with no annual fee and low interest rate... Read full review
 Read Discover it Miles ReviewRead Discover It Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Miles and Discover it® - Cashback Match™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2018 from published websites and is believed to be accurate, but not guaranteed.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Discover it® Miles In-Depth


Explore Discover it® - Cashback Match™ In-Depth


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Compare Discover it Miles to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$0 Intro for the First Year, then $95

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Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.24% - 24.99% Variable
Annual Fee
$0
Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.24% - 25.24% Variable
Annual Fee
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Amex EveryDay

The Amex EveryDay® Credit Card from American Express

Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 24.24% Variable
Annual Fee
$0
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.