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Delta Reserve vs Blue Cash Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

Delta Reserve is an airline credit card. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery card? Read our comparison chart below.

Keep in mind, the Delta Reserve has a $650 annual fee, while the Blue Cash Preferred has a $0 intro annual fee for the first year, then $95.

 

Delta SkyMiles® Reserve American Express Card

Blue Cash Preferred® Card from American Express

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR on purchases for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR on balance transfers for 12 months
Purchase APR19.99% to 28.99% Variable based on your creditworthiness and other factors18.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A18.24% to 29.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$650 annual fee$0 intro annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Introductory Bonus Airline RewardsEarn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/2/2025. 
Cash Back Rewards 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations.
3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Airline RewardsEarn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases. 
Bonus Airline RewardsReceive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
 
Airline StatusReceive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
Enjoy your first checked bag free on Delta flights.
 
Gas Rewards 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at U.S. gas stations
  • Bonus cash back promotional offer
Cons:
  • Annual fee
  • Not a Visa/MasterCard
Bottom LineExcellent cash back credit card for families... Read full review
 Read Blue Cash Preferred Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the Delta SkyMiles® Reserve American Express Card and Blue Cash Preferred® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Delta Reserve: Pricing information including interest rates, benefits and fees was obtained on February 6, 2025 from published websites and is believed to be accurate, but not guaranteed.

Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.


Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Which Do You Like and Why?





Compare Delta Reserve to:

For rates and fees of the Chase Sapphire Reserve® card, please click here.


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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