Smart Chip Credit Cards

At Chase's Secure Site Chase Sapphire Preferred® Card Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Member FDIC Rates and Fees Our Review: Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.24% Variable $95

At Chase's Secure Site Chase Sapphire Reserve® Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel. 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck® Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more. Member FDIC Rates and Fees Our Review: With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 28.74% Variable $550

Blue Cash Everyday® Card from American Express Our Review: If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 20.24% - 29.24% Variable $0

The Platinum Card® from American Express Our Review: Is The Platinum Card® from American Express worth it? Read this in-depth review to help you decide... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A N/A $695

Blue Cash Preferred® Card from American Express Our Review: If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 12 months 0% on balance transfers for 12 months 18.24% - 29.24% Variable $0 intro annual fee for the first year, then $95

Capital One Venture Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 29.24% (Variable) $95

American Express® Gold Card Our Review: If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A N/A $325

Delta SkyMiles® Gold American Express Card Our Review: There are many credit cards that earn Delta miles to choose from, so how do you decide if the Delta SkyMiles® Gold American Express Card is right for you? Read this review before you apply... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $0 introductory annual fee for the first year, then $150

At Chase's Secure Site Chase Freedom Unlimited® Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%. No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more. Member FDIC Rates and Fees Our Review: With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.99% - 28.49% Variable $0

Delta SkyMiles® Platinum American Express Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $350

Hilton Honors American Express Card Our Review: Hilton Honors American Express Card is a popular hotel credit card. So what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $0

Bank of America® Customized Cash Rewards credit card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 15 billing cycles 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days 18.24% - 28.24% Variable APR on purchases and balance transfers $0

Bank of America® Travel Rewards credit card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 12 billing cycles N/A 18.24% - 28.24% Variable APR on purchases and balance transfers $0

BankAmericard® credit card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 21 billing cycles 0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days 16.24% - 26.24% Variable APR on purchases and balance transfers $0

Delta SkyMiles® Blue American Express Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $0

Discover it® Cash Back Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.24% - 27.24% Variable $0

Citi Simplicity® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 12 months* 0%* for 21 months* 18.49% - 29.24%* (Variable) $0*

Citi Diamond Preferred® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 12 months* 0%* for 21 months* 17.24% - 27.99%* (Variable) $0*

Citi® Double Cash Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0%* for 18 months* 18.24% - 28.24%* (Variable) $0*

Discover it® Student Cash Back Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 6 months 10.99% for 6 months 17.24% - 26.24% Variable $0

Capital One Quicksilver Cash Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 19.24% - 29.24% (Variable) $0

Capital One QuicksilverOne Cash Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 29.74% (Variable) $39

Capital One VentureOne Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 19.24% - 29.24% (Variable) $0

Citi® / AAdvantage® Executive World Elite Mastercard® Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 29.24%* (Variable) $595

Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.49% - 29.49%* (Variable) $99, waived for first 12 months*

Discover it® Chrome Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.24% - 27.24% Variable $0

Discover it® Miles Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.24% - 27.24% Variable $0

Capital One Platinum Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 29.74% (Variable) $0

Costco Anywhere Visa® Card by Citi Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.49% - 27.49%* (Variable) $0

Discover it® Student Chrome Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 6 months 10.99% for 6 months 17.24% - 26.24% Variable $0

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Sapphire Reserve® card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.

Disclaimer: The information for the Blue Cash Everyday® Card from American Express, The Platinum Card® from American Express, Blue Cash Preferred® Card from American Express, Capital One Venture Rewards Credit Card, American Express® Gold Card, Delta SkyMiles® Gold American Express Card, Delta SkyMiles® Platinum American Express Card, Hilton Honors American Express Card, Bank of America® Customized Cash Rewards credit card, Bank of America® Travel Rewards credit card, BankAmericard® credit card, Delta SkyMiles® Blue American Express Card, Discover it® Cash Back, Citi Simplicity® Card, Citi Diamond Preferred® Card, Citi® Double Cash Card, Discover it® Student Cash Back, Capital One Quicksilver Cash Rewards Credit Card, Capital One QuicksilverOne Cash Rewards Credit Card, Capital One VentureOne Rewards Credit Card, Citi® / AAdvantage® Executive World Elite Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Discover it® Chrome, Discover it® Miles, Capital One Platinum Credit Card, Costco Anywhere Visa® Card by Citi, and Discover it® Student Chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.