Blue Cash Preferred vs American Express Hilton

Compare Rewards, Interest Rates, Fees, and Benefits

Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to American Express Hilton, a travel and hotel card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $0 intro annual fee for the first year, then $95, while the American Express Hilton has a $0 annual fee.

	Blue Cash Preferred® Card from American Express	Hilton Honors American Express Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on purchases for 12 months	N/A
Introductory APR for Balance Transfers	0% introductory APR on balance transfers for 12 months	N/A
Purchase APR	18.24% to 29.24% Variable based on your creditworthiness and other factors	19.99% to 28.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.24% to 29.24% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	$0 intro annual fee for the first year, then $95	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Introductory Bonus Hotel Rewards		Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Cash Back Rewards	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Hotel Rewards		Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Hotel Status		Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
Gas Rewards	3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.	Earn 5X Points per dollar on purchases at U.S. gas stations.
Grocery Rewards	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.	Earn 5X Points per dollar on purchases at U.S. supermarkets.
Dining Rewards		Earn 5X Points per dollar on purchases at U.S. restaurants.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at U.S. gas stations Bonus cash back promotional offer Cons: Annual fee Not a Visa/MasterCard	Pros: Bonus points No annual fee Honors Silver status Cons: Not Visa/Mastercard
Bottom Line	Excellent cash back credit card for families... Read full review	Good secondary credit card to earn points for hotel stays... Read full review
	Read Blue Cash Preferred Review	Read American Express Hilton Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Disclaimer: The information for the Blue Cash Preferred® Card from American Express and Hilton Honors American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. American Express Hilton: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.