Blue Cash Preferred® Card from American Express vs Chase Freedom

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $95 annual fee, while the Chase Freedom has a $0 annual fee.

		Read Chase Freedom Review
	Blue Cash Preferred® Card from American Express	Chase Freedom
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on purchases for 12 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR on balance transfers for 12 months	0% introductory APR for 15 months
Purchase APR	14.99% to 25.99% Variable based on your creditworthiness and other factors	16.99% to 25.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.99% to 25.99% Variable based on your creditworthiness and other factors	16.99% to 25.74% Variable based on your creditworthiness and other factors
Annual Fee	$95 annual fee	$0 annual fee
	Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.	Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back Rewards	Cash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations. 1% cash back on other purchases.	Cash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash Back		Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Bonus Categories for 2018: January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay April - June 2018: PayPal, Chase Pay and Grocery stores July - September 2018: Gas stations, Lyft and Walgreens October - December 2018: Wholesale clubs, department stores and Chase Pay
Gas Rewards	Gas Rewards: 3% cash back at U.S. gas stations.
Grocery Rewards	Grocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at US gas stations Bonus cash back promotional offer Cons: $95 annual fee Not a Visa/MasterCard	Pros: Earn a $150 Bonus 5% bonus rotating categories Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line	Excellent cash back credit card for families... Read full review	Excellent cash back credit card for cardholders who pay in full... Read full review
		Read Chase Freedom Review
What Others View		Chase Freedom Unlimited Chase Sapphire Preferred Blue Cash Everyday Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on October 28, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Blue Cash Preferred or Chase Freedom?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Preferred or Chase Freedom Unlimited.

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred
If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.
• Blue Cash Preferred vs Amex EveryDay Preferred
• Blue Cash Preferred vs Blue Cash Everyday
• Blue Cash Preferred vs Citi Double Cash

Articles on Chase Freedom

Chase Freedom Review
Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.
• Chase Freedom vs Chase Freedom Unlimited
• Chase Freedom vs Chase Sapphire Preferred
• Chase Freedom vs Chase Slate

Chase Freedom Credit Score
Chase Freedom usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.
• Chase Freedom vs Discover It
• Chase Freedom vs Capital One Quicksilver
• Chase Freedom vs Bank of America Cash Rewards

Chase Freedom Rewards
With 5% cash back on bonus categories, the Chase Freedom is a high-earning cash back card. Get details on the rewards calendar and how it works.
• Chase Freedom vs Capital One Venture
• Chase Freedom vs Amex EveryDay
• Chase Freedom vs Citi Costco

Which Do You Like and Why?

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Grocery Rewards
The right grocery credit card gives you a high percentage back for shopping at the supermarket as well as a good amount back on your other everyday purchases, like charges made at the gas pump.


Chase Sapphire Preferred Review: Why It's Worth $95
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

What's The Catch? Blue Cash Everyday Review
If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.

Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.99% - 25.99% Variable $0

Chase Sapphire Preferred® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.99% - 24.99% Variable $0 Intro for the First Year, then $95

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Compare Chase Freedom to:

Chase Freedom Unlimited® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% for 15 months 0% for 15 months 16.99% - 25.74% Variable Annual Fee $0

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) Annual Fee $0

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 14.74% - 24.74% (Variable) Annual Fee $0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.