American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)
|  |  |
|  |  |
| Credit Card Summary |
---|
| - Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations.
- 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- No annual fee.
- Terms Apply.
- See Rates & Fees
| - Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
- Enjoy your first checked bag free on Delta flights.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- Terms Apply.
- See Rates & Fees
|
---|
| Credit Card Interest Rates & Fees |
---|
Introductory APR for Purchases | 0% introductory APR on Purchases for 15 months | N/A |
---|
Purchase APR | 15.49% to 25.49% Variable based on your creditworthiness and other factors | 17.24% to 26.24% Variable based on your creditworthiness and other factors |
---|
Balance Transfers APR | N/A | N/A |
---|
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
---|
Annual Fee | $0 annual fee | $0 introductory annual fee for the first year, then $99 |
---|
| Credit Card Rewards & Benefits |
---|
Introductory Bonus Cash Back | Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | |
---|
Introductory Bonus Airline Rewards | | Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022. |
---|
Cash Back Rewards | 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. | |
---|
Airline Rewards | | Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
Earn 1X Mile on all other eligible purchases. |
---|
Bonus Airline Rewards | | $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel. |
---|
Airline Status | | Enjoy your first checked bag free on Delta flights. |
---|
Gas Rewards | 2% Cash Back at U.S. gas stations. | |
---|
Grocery Rewards | 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). | |
---|
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
---|
| CreditDonkey® Credit Card Reviews |
---|
|  |  |
---|
Pros & Cons | Pros:- Bonus cash back
- 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%)
- No annual fee
Cons: | Pros:- Bonus Delta miles offer
- One free checked bag on Delta flights
- Main Cabin 1 Priority boarding
Cons:- $99 annual fee ($0 introductory annual fee for the first year)
|
---|
Bottom Line | Great cash back card for cardholders who pay in full... Read full review | Good airline credit card for someone who travels heavily with Delta airlines... Read full review |
---|
|  |  |
---|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. |