Blue Cash Everyday vs Bank of America Cash Rewards
Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.
Blue Cash Everyday® Card from American Express | Bank of America® Customized Cash Rewards credit card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR on Purchases for 15 months | 0% Introductory APR on purchases for 15 billing cycles |
| Introductory APR for Balance Transfers | 0% introductory APR on Balance Transfers for 15 months | 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days |
| Purchase APR | 20.24% to 29.24% Variable based on your creditworthiness and other factors | 18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 29.24% Variable based on your creditworthiness and other factors | 18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
| Cash Back Rewards | 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. | Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases |
| Gas Rewards | 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Grocery Rewards | 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Great cash back card for cardholders who pay in full... | |
| Read Blue Cash Everyday Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Blue Cash Everyday® Card from American Express and Bank of America® Customized Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Everyday: Pricing information including interest rates, benefits and fees was obtained on April 22, 2025 from published websites and is believed to be accurate, but not guaranteed. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Everyday or Chase Freedom Unlimited.
Articles on Blue Cash Everyday® Card from American Express
Blue Cash Everyday
Which Do You Like and Why?
Compare Blue Cash Everyday to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.
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