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Blue Business Cash vs Blue Business Plus

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Business Cash is a good cash back card for small business owners. How does it compare to Blue Business Plus from American Express, a points credit card? Read our comparison chart below.

 American Express Blue Business Cash CardThe Blue Business Plus Credit Card from American Express
 Apply NowApply Now
 

American Express® Blue Business Cash Card

The Blue Business® Plus Credit Card from American Express

 

Credit Card Summary

 
Cash Back Rewards$0 Fraud Liability
Point Rewards$0 Fraud Liability
 
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on purchases for 12 months0% introductory APR for 12 months
Introductory APR for Balance Transfers0% introductory APR on balance transfers for 12 months0% introductory APR for 12 months
Purchase APR14.74% to 20.74% Variable based on your creditworthiness and other factors14.74% to 20.74% Variable based on your creditworthiness and other factors
Balance Transfers APR14.74% to 20.74% Variable based on your creditworthiness and other factors14.74% to 20.74% Variable based on your creditworthiness and other factors
Annual FeeNo annual feeNo annual fee
 

Credit Card Rewards & Benefits

Cash Back RewardsEarn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. 
Point Rewards Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Airline Transfer Partners Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 American Express Blue Business Cash CardThe Blue Business Plus Credit Card from American Express
Pros & ConsPros:
  • 2% cash back on the first $50,000 spent each calendar year, then 1%
  • Intro APR
  • No annual fee
Cons:
  • Not Visa/Mastercard
Pros:
  • 2X points on the first $50,000 spent each calendar year, then 1x
  • Intro APR
  • No annual fee
Cons:
  • Not Visa/Mastercard
Bottom LineGood cash back card for small business owners... Read full reviewGood rewards card for small business owners... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


    Articles on American Express® Blue Business Cash Card


    Articles on The Blue Business® Plus Credit Card from American Express


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    Compare Blue Business Plus to:

    Business Gold Card

    American Express® Business Gold Card

    Introductory Bonus OfferBonus Airline RewardsPoint RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.74% - 23.74% Variable
    Annual Fee
    $295
    Business Green Rewards Card

    Business Green Rewards Card from American Express

    Introductory Bonus OfferPoint RewardsNo Limits on RewardsNo Pre-Set Spending Limit
    Annual Fee
    $0 introductory annual fee for the first year, then $95
    Blue Cash Preferred

    Blue Cash Preferred® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on purchases for 12 months
    0% on balance transfers for 12 months
    14.49% - 25.49% Variable
    Annual Fee
    $95

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.