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Binance US vs Choice IRA

Binance US is a low-fee exchange popular with frequent crypto traders in the US. How does it compare to Choice IRA? Read our comparison chart below.

 Binance US
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Binance US

Choice IRA

Buy and Sell Cryptocurrency - Learn More

Read Binance US Review

Pay Less Tax on Bitcoin - Learn More

Read Choice IRA Review


Benefits and Features

Minimum Deposit
$0 ($10 Trade Minimum)
Cryptocurrencies Supported
Aave, Basic Attention Token, Cardano, Cosmos, Bitcoin, Bitcoin Cash, Chainlink, Dash, Dogecoin, EOS, Ethereum, Icon, Litecoin, Maker, Monero, Neo, Polkadot, Solana, Stellar, Tezos, Uniswap, Yearn.Finance, ZCash
Countries Supported46 US states (not available in HI, NY, TX, VT)U.S.
Fiat Currencies Supported
Digital Wallet
Transaction Fee0.10% spot trading fee or 0.50% instant buy/sell feeDigital assets: 1%
Securities: $0.005 per share ($1 min)
Metals: $30 per request
Copy Trading
Limit Orders
Margin Trading
Spread0.01% - 0.95% depending on cryptocurrency 
Interest Accounts
Up to 10% APY
Crypto Loans
Setup Fee $0 for No Annual Fee Account and Cold Storage; $500 for Hold Your Own Keys trust setup
Bank Account Purchase Fee
Debit Card Purchase Fee
Mobile App
ACH Transfer Fee
Wire Transfer Fee
  • Deposit: $15
  • Domestic Withdrawal: $15
  • International Withdrawal: $35
$0 incoming / $35 outgoing domestic; $75 outgoing international
Crypto Conversion Fee
Free for USDC to BUSD
Other Fees25% fee discount for holding BNB; tiered discounts based on 30 day trade volume 
Address Allowlisting
Biometric Login
Cold Storage
Maximum Trading AmountMaximum order amount varies by currency 
Two-Factor Authentication
Google Authenticator
Withdrawal LimitWire Transfer: $7,500,000 / dayNone. 10% penalty under 59 1/2 years old

CreditDonkey® Reviews

 Binance US
Cryptocurrency TradingStarStarStarStarStarStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStar
Interest AccountsStarStarEmpty StarEmpty StarEmpty Star
Mobile AppStarStarStarStarEmpty Star
Commissions and FeesStarStarStarStarStarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarStar
SafetyStarStarStarStarStarStarStarStarStarEmpty Star
ResearchStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Extremely low fees
  • Over 120 coins
  • High liquidity
  • Not beginner-friendly
  • Limited staking
  • Not available in all 50 states
  • No minimums
  • $0 monthly fee option
  • A range of assets
  • Limited research tools
Bottom LineLow-fee exchange popular with frequent crypto traders in the US... Read full reviewLow-cost platform to invest in stocks, crypto, and metals all in one IRA... Read full review
 Visit SiteLearn More

Pay Less Tax on Bitcoin

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Binance US: Pricing information from published website as of 04/13/2021.

Which is Better: Binance US or Choice IRA?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing Binance US or BlockFi.

In short: Binance US's cryptocurrency trading, commissions and fees, and safety are outstanding. Choice IRA's ease of use is excellent.

Articles on Binance US

Binance US Review

Binance.US is the American arm of one of the largest crypto exchanges in the world. How does it compare to Binance and other popular exchanges?

Articles on Choice IRA

Choice IRA Review

Choice IRA offers an all-in-one IRA for investors who want a lot of diversity in their retirement portfolio. But is it the right IRA for you?

Which Do You Think is Best?

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