American Express® Gold Card vs Delta SkyMiles® Gold American Express Card

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Gold is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Delta SkyMiles Gold from American Express, an airline credit card? Read our comparison chart below.

Charge Card vs Credit Card: American Express® Gold Card is a charge card while Delta SkyMiles® Gold American Express Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	American Express® Gold Card	Delta SkyMiles® Gold American Express Card


	Personal Charge Card	Personal Credit Card

	Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. Choose to carry a balance with interest on eligible charges of $100 or more. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply. See Rates & Fees See Current Offer	Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020. Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights. New! Get ready for your next trip - spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner. Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Enjoy a $0 introductory annual fee for the first year, then $99. Terms Apply. See Rates & Fees See Current Offer
	Card Interest Rates & Fees
Purchase APR	See Rates & Fees	17.24% to 26.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	See Rates & Fees	17.24% to 26.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$250 annual fee	$0 introductory annual fee for the first year, then $99
	Card Rewards & Benefits
Introductory Bonus Airline Rewards		Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
Introductory Bonus Offer	Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
Airline Rewards	3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases.
Bonus Airline Rewards		New! Get ready for your next trip - spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
Point Rewards	Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Airline Status	$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.	Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
Grocery Rewards	4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards	4X Membership Rewards® points when you dine at restaurants worldwide. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews

Pros & Cons	Pros: Welcome bonus Airline fee credit 3x points for flights booked directly with airlines Cons: $250 annual fee	Pros: Bonus Delta miles offer One free checked bag Main Cabin 1 Priority boarding Cons: $99 annual fee ($0 introductory annual fee for the first year)
Bottom Line	Good rewards card for cardholders who fly frequently or eat out... Read full review	Good airline credit card for someone who travels heavily with Delta airlines... Read full review

What Others View	Chase Sapphire Preferred American Express Platinum Blue Cash Preferred Blue Cash Everyday	Delta Platinum AMEX Chase Sapphire Preferred
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

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Articles on Delta SkyMiles® Gold American Express Card

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Credit Card Bonus Offers

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Credit Card Deals

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Travel Rewards

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Compare American Express Gold to:

Chase Sapphire Preferred® Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.49% - 24.49% Variable
Annual Fee
$95

The Platinum Card® from American Express



Terms Apply \| Read Review \| See Rates & Fees
Annual Fee
$550

Blue Cash Preferred® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on purchases for 12 months	0% on balance transfers for 12 months	14.49% - 25.49% Variable
Annual Fee
$95

Compare Delta SkyMiles Gold to:

Delta SkyMiles® Platinum American Express Card

Terms Apply \| See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	17.24% - 26.24% Variable	$250

Capital One® Venture® Rewards Credit Card

Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	17.24% - 24.49% (Variable)	$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


	Airline Miles for Beginners New to airline miles? Learn how it works and how to earn a ton of miles fast through credit cards. Before long, you'll be redeeming miles for free flights and hotel rooms.

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American Express® Gold Card vs Delta SkyMiles® Gold American Express Card