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American Express® Gold Card

Read more about American Express charge cards, a CreditDonkey advertiser

Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required.
$100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
No Foreign Transaction Fees.
Annual Fee is $250.
Terms Apply.
See Rates & Fees
Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

In-Depth Review

American Express® Gold Card is a Personal American Express Network card with $250 annual fee.

Apply for the American Express Gold Card with American Express secure online application. To qualify for this offer, you usually need good credit.

Rewards & Benefits

Introductory Bonus Reward Points
Earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.

Compare: American Express Gold Card vs American Express Platinum

Airline Rewards
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Read: Airline Miles for Beginners

Compare: American Express Gold Card vs Chase Sapphire Preferred

Airline Status
$100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.

Read: Frontier Airlines Baggage Fees

Compare: American Express Gold Card vs Gold Delta SkyMiles

Point Rewards
Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Read: Charitable Giving

Compare: American Express Gold Card vs Chase Sapphire Reserve

Grocery Rewards
Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).

Read: Saving Money on Groceries

Compare: American Express Gold Card vs Blue Cash Preferred

Dining Rewards
Earn 4X Membership Rewards® points at US restaurants.

Read: Credit Card Roulette

Events
Access to American Express Preferred Seating. Call 1-800-448-TIKS for more information

Read: Are Credit Cards with Event Perks Worth the Annual Fee?

Car Rental Insurance
Car Rental Loss and Damage Insurance. This policy does not cover some vehicles, e.g. full-sized sport utility vehicles, trucks, off-road vehicles, cars with an original manufacturer's suggested new retail price of USD $50,000 or more, and exotic cars. Terms and limitations apply.

Read: Does My Credit Card Cover Car Rental Insurance?

Compare: American Express Gold Card vs Starwood Preferred Guest

Purchase Protection
90-day coverage from date of purchase against theft and accidental damage on eligible purchases up to $10,000 per occurrence, not to exceed $50,000 per calendar year. (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)

Read: Credit Card Purchase Protection: Should You Pay Extra for It?

Travel Accident Insurance
Travel Accident Insurance provides up to $250,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card.

Roadside Assistance
Covers up to 4 incidents per year: towing up to 10 miles, winching, jump starts, flat tire change (when the Card Member has a workable spare), lockout service (when key is in vehicle) and delivery of up to 2 gallons of fuel. (See terms for vehicle exclusions and other restrictions).

Airline Transfer Partners
Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.

No Pre-Set Spending Limit
No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Extended Warranty
Extended Warranty mirrors manufacturers' warranties for covered products purchased with your Card account up to one additional year. (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)

Read: When a Credit Card Extended Warranty is Worth It

Compare: American Express Gold Card vs Blue Cash Everyday

Baggage Insurance
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)

Read: Lost Luggage Statistics

$0 Fraud Liability

Read: 5 Benefits to Credit Cards with $0 Fraud Liability

Travel Assistance
When you travel more than 100 miles from home, American Express will provide you with medical, legal, or other emergency coordination and assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more. (Card Members are responsible for the costs charged by third-party service providers.)

Charge

Read: Charge Card vs Credit Card

Smart Chip

Read: What Are Chip Credit Cards

Compare: American Express Gold Card vs Chase Freedom Unlimited

Fees

Annual Fee
$250 annual fee
Foreign Transaction Fee
No foreign transaction fee
Late Payment Fee
Up to $38
Returned Payment Fee
Up to $38

	American Express® Gold Card	Chase Sapphire Preferred® Card


	Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019. Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019. Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months. Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply. See Rates & Fees	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
	Interest Rates and Fees
Purchase APR	See Rates & Fees	17.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	See Rates & Fees	17.74% to 24.74% Variable based on your creditworthiness and other factors
Annual Fee	$250 annual fee	$0 Intro Annual Fee for the First Year, then $95
	Benefits and Features
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards		Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Point Rewards: Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Status	Airline Status: $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
Grocery Rewards	Grocery Rewards: Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards	Dining Rewards: Earn 4X Membership Rewards® points at US restaurants.	Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Complete Card Details

For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Articles on American Express® Gold Card

American Express Gold Card Review

June 1, 2012 - By David R - Reviews

If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card.

Recent Mentions

What do you think about American Express® Gold Card?

Compare American Express Gold Card to:

Chase Sapphire Preferred® Card
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	17.74% - 24.74% Variable	$0 Intro for the First Year, then $95

	The Platinum Card® from American Express
	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees
	Card Type			Annual Fee
	Personal Charge Card			$550

	American Express® Gold Card
	Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019. Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019. Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months. Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply. See Rates & Fees
	Card Type			Annual Fee
	Personal Charge Card			$250

Blue Cash Preferred® Card from American Express
$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. $95 annual fee. Terms Apply. See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% on Purchases for 12 months	0% on Balance Transfers for 12 months	14.99% - 25.99% Variable	$95

Starwood Preferred Guest® Credit Card from American Express
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases. No Foreign Transaction Fees on International purchases. Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees. Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required. $0 introductory annual fee for the first year, then $95. Terms Apply. See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	17.74% - 26.74% Variable	$0 introductory annual fee for the first year, then $95

Gold Delta SkyMiles® Credit Card from American Express
Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four. Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com. Settle into your seat sooner with Priority Boarding. Enjoy a $0 introductory annual fee for the first year, then $95. Terms Apply. See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	17.74% - 26.74% Variable	$0 introductory annual fee for the first year, then $95

Featured Cards from American Express

Blue Cash Everyday Review

If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.

Blue Cash Preferred

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Gold Delta SkyMiles Review

There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply.

see more American Express Cards