  |  American Express® Gold CardRead more about American Express credit cards, a CreditDonkey advertiser
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
American Express® Gold Card is a Personal American Express Network card with
Why this card may not be for you: This card has an annual fee. If you prefer a credit card with no annual fee instead, here is a side-by-side comparison of American Express Gold and Blue Cash Everyday.
Next Step: Apply for the American Express Gold with
Rewards & Benefits
Introductory Bonus Offer
Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
Airline Rewards
3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Airline Status
$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Point Rewards
Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Read: Charitable Giving
Grocery Rewards
4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards
4X Membership Rewards® points when you dine at restaurants worldwide.
Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
4X Membership Rewards® points when you dine at restaurants worldwide.
Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Read: Credit Card Roulette
Events
Access to American Express Preferred Seating. Call 1-800-448-TIKS for more information
Access to American Express Preferred Seating. Call 1-800-448-TIKS for more information
Car Rental Insurance
Car Rental Loss and Damage Insurance. This policy does not cover some vehicles, e.g. full-sized sport utility vehicles, trucks, off-road vehicles, cars with an original manufacturer's suggested new retail price of USD $50,000 or more, and exotic cars. Terms and limitations apply.
Car Rental Loss and Damage Insurance. This policy does not cover some vehicles, e.g. full-sized sport utility vehicles, trucks, off-road vehicles, cars with an original manufacturer's suggested new retail price of USD $50,000 or more, and exotic cars. Terms and limitations apply.
Airline Transfer Partners
Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
No Pre-Set Spending Limit
No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
Extended Warranty
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Purchase Protection
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Baggage Insurance
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Read: Lost Luggage Statistics
$0 Fraud Liability
Travel Assistance
When you travel more than 100 miles from home, American Express will provide you with medical, legal, or other emergency coordination and assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more. (Card Members are responsible for the costs charged by third-party service providers.)
When you travel more than 100 miles from home, American Express will provide you with medical, legal, or other emergency coordination and assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more. (Card Members are responsible for the costs charged by third-party service providers.)
Smart Chip
- Annual Fee
$250 annual fee - Foreign Transaction Fee
No foreign transaction fee
Fees
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American Express® Gold Card | Chase Sapphire Preferred® Card | |
|---|---|---|
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Interest Rates and Fees | ||
| Purchase APR | See Rates & Fees | 15.99% to 22.99% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | See Rates & Fees | 15.99% to 22.99% Variable based on your creditworthiness and other factors |
| Annual Fee | ||
Benefits and Features | ||
| Introductory Bonus Offer | Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® |
| Travel Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. | |
| Airline Rewards | 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | 1:1 point transfer to leading airline and hotel loyalty programs |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide |
| Airline Status | $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. | |
| Grocery Rewards | 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). | |
| Dining Rewards | 4X Membership Rewards® points when you dine at restaurants worldwide. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. |
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- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.
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Disclaimer: The information for the Wells Fargo Propel American Express® card, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, Amex EveryDay® Credit Card from American Express, and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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