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American Express Business Platinum vs Blue Business Plus

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Business Platinum is an excellent business card for frequent travelers. How does it compare to Blue Business Plus from American Express, a points credit card? Read our comparison chart below.

Keep in mind, the American Express Business Platinum has a $595 annual fee, while the Blue Business Plus has a No annual fee.

Charge Card vs Credit Card: The Business Platinum Card® from American Express is a charge card while The Blue Business® Plus Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 

The Business Platinum Card® from American Express

The Blue Business® Plus Credit Card from American Express

 Business Charge CardBusiness Credit Card
 
Introductory Bonus OfferTravel RewardsAirline RewardsBonus Airline RewardsHotel Rewards
Point Rewards$0 Fraud Liability
 

Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR on purchases for 12 months from date of account opening
Purchase APRN/A13.24% to 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APRN/AN/A
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$595 annual feeNo annual fee
 

Card Rewards & Benefits

Introductory Bonus OfferEarn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. 
Travel RewardsTravel Rewards 
Airline RewardsGet 5X Membership Rewards® points on flights on amextravel.com. 
Bonus Airline Rewards35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. 
Hotel RewardsGet 5X Membership Rewards® points on prepaid hotels on amextravel.com. 
Point RewardsGet 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Airline StatusGet up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
 
Hotel StatusEnroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
 
Airline Transfer PartnersAirline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Welcome Bonus Offer
  • Airline Fee Credit
  • Global Lounge Collection
  • Concierge Service
Cons:
  • $595 annual fee
Pros:
  • 2X points on the first $50,000 spent each calendar year, then 1x
  • Intro APR
  • No annual fee
Cons:
  • Not Visa/Mastercard
Bottom LineExcellent business card for frequent travelers... Read full reviewGood rewards card for small business owners... Read full review
 Read American Express Business Platinum ReviewRead Blue Business Plus Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the The Business Platinum Card® from American Express and The Blue Business® Plus Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

American Express Business Platinum: Pricing information including interest rates, benefits and fees was obtained on July 7, 2020 from published websites and is believed to be accurate, but not guaranteed.

Blue Business Plus: Pricing information including interest rates, benefits and fees was obtained on July 7, 2020 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: American Express Business Platinum or Blue Business Plus?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Business Platinum or Ink Business Preferred.


Articles on The Business Platinum Card® from American Express


Articles on The Blue Business® Plus Credit Card from American Express


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Compare American Express Business Platinum to:

American Express Platinum
Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn Protection$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/AN/A
$550

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Compare Blue Business Plus to:

Blue Cash Preferred
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 12 months
N/A
13.99% - 23.99% Variable
$95

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.