Alto vs Binance

Alto is a low cost IRA provider for investing in alternative assets and cryptos. How does it compare to Binance? Read our comparison chart below.

Alto is an IRA custodian that lets you invest in a variety of unique alternative assets, such as crypto, real estate, land, venture capital, and more. Alto CryptoIRA offers over 250+ coins and has no account fees.

While Binance is one of the largest cryptocurrency exchanges by volume in the world. They offer some of the lowest fees of any exchange and support trading of over 600 coins. They have staking options, crypto loans, and a crypto Visa card, among a range of other features.

Compare Alto with Binance, side-by-side.

	Alto	Binance
	SPECIAL OFFER Alto CryptoIRA® - Learn More Read Alto Review	OFFER Buy and Sell Cryptocurrency - Learn More
	Benefits and Features
Cryptocurrency Trading
Minimum Deposit	$10	$0 ($10 Trade Minimum)
Cryptocurrencies Supported	250+	600+
Countries Supported	U.S. (with exception of Hawaii)	Over 180
Fiat Currencies Supported	USD	AED, AUD, AZN, BGN, CAD, CHF, CLP, COP, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, ILS, ISK, JPY, KES, KRW, KZT, MXN, NGN, NOK, NZD, PEN, PHP, PLN, RON, RUB, SAR, SEK, THB, TRY, TWD, UAH, UGX, USD, UYU, VND, ZAR
Digital Wallet	Yes	Yes
Transaction Fee	1%	0.10% - 0.02%
Copy Trading		No
Limit Orders		Yes
Margin Trading		Yes
Spread		0.01% - 0.92% depending on cryptocurrency
Setup Fee	$0
Crypto Loans		Yes
Debit Card Purchase Fee		3.5% or $10, whichever is higher
Credit Transaction Fee		3.5% or $10, whichever is higher
Mobile App		Yes
ACH Transfer Fee		No
Wire Transfer Fee	$25 outgoing	Free via SWIFT from USD to BUSD
Crypto Conversion Fee		No
SEPA Bank Transfer Fee		€1.00
Other Fees		25% fee discount for holding BNB; tiered discounts based on 30 day trade volume
Address Allowlisting		Yes
Anonymity		No
Biometric Login		Yes
Cold Storage	Yes	Yes
Maximum Trading Amount		Maximum order amount varies by currency
Two-Factor Authentication	Yes	Google Authenticator
Withdrawal Limit	None. 10% penalty under 59 1/2 years old	2BTC / day for unverified accounts; 100BTC / day for verified accounts; Wire Transfer: $7,500,000 / day
	CreditDonkey® Reviews
Cryptocurrency Trading
Commissions and Fees
Ease of Use
Research
Safety
Pros & Cons	Pros: 75+ partners for alternative assets Transparent low pricing 250+ cryptos $10 minimum Cons: Partners are not vetted No solo 401k
Bottom Line	Low cost IRA provider for investing in alternative assets and cryptos... Read full review
	Alto CryptoIRA® Alto IRA	Buy and Sell Cryptocurrency
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Alto: Pricing information from published website as of 06/04/2025. Binance: Pricing information from published website as of 04/13/2021.