 |  | No Annual Fee Credit CardsSave Money with Credit Cards with No Annual Fees |
Enjoy the benefits of card ownership without having to pay an annual fee for the privilege every year. Whether you're looking for a good rewards program or a low interest rate, a card with a $0 annual fee fits into anyone's budget.
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 | Wells Fargo Propel American Express® card offers 30,000 bonus points after you spend $3,000 within the first 3 months. This card earns 3x points on eating out and ordering in; 3x points on gas stations, rideshares and transit; 3x points on travel including flights, hotels, homestays and car rentals. Earn 1x points on other purchases. There is a 0% intro APR for 12 months on purchases and balance transfers. After that, a 15.49%-27.49% variable APR. Balance transfer fees apply. There is a 0% annual fee. | | Our Review: Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | 0% for 12 months on qualifying balance transfers | 15.49% - 27.49% (Variable) | $0 |
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| U.S. Bank Business Cash Rewards World Elite™ Mastercard® offers $500 cash back after you spend $4,500 in eligible net purchases on your card in the first 150 days. This card earns 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchase. You'll get 1% cash back on all other net purchases. Net purchases are purchases minus credits and returns. There are no limit on total rewards and the rewards never expire. In addition, there is a 25% Annual Cash Rewards bonus, up to $250. There is no annual fee. | | | | Our Review: Earn rewards on purchases in common business categories such as cellular, gas, and at office supply stores with the U.S. Bank Business Cash Rewards World Elite™ Mastercard®... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 15 billing cycles* | 0%* for 15 billing cycles* | 13.99% - 24.99%* (Variable) | $0* |
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| U.S. Bank Business Select Rewards Card offers 20,000 bonus points after you spend $1,000 in net purchases during the first 90 days after opening your account. This card earns 3 points per dollar on eligible net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment. You earn 1 point per dollar on other eligible net purchases. Net purchases are purchases minus credits and returns. There is no limit on total points you can earn. There is no annual fee. | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 9 billing cycles* | N/A | 13.99% - 24.99%* (Variable) | $0* |
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| BankAmericard® credit card offers a $0 introductory balance transfer fee for transfers made within the first 60 days of opening your account. After that, the balance transfer fee is 3% ($10 minimum). This card has a 0% intro APR for 15 months on purchases and balance transfers (made within 60 days of opening your account). After that, a variable APR of 14.49% - 24.49%. There is no annual fee. | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Introductory APR on purchases for 15 billing cycles | 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days | 14.49% - 24.49% Variable APR on purchases and balance transfers | $0 |
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 At American Express' Secure Site | | - Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
- No Annual Fee.
- Earn 2 miles per dollar at US restaurants.
- Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
- See Rates & Fees
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 17.24% - 26.24% Variable | $0 |
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| HSBC Gold Mastercard® credit card offers a 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening. Then a variable APR of 12.49% - 20.49% will apply. There is no penalty APR, no foreign transaction fees and no annual fee. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Intro APR for 18 months | 0% Intro APR for 18 months | Variable APR of 12.49% - 20.49% will apply after the Introductory Period | $0 |
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| Chase Freedom lets you earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. There is a 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
This is the fun part: You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. The cash back rewards do not expire as long as your card account remains open. There is no annual fee. | | Our Review: Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months | 16.49% - 25.24% Variable | $0 |
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| Discover it® Cash Back will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. | | | | Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 14 months | 0% for 14 months | 13.49% - 24.49% Variable | $0 |
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| Citi Simplicity® Card offers a 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months. After that, a variable APR, currently 16.24% to 26.24% depending on your creditworthiness. There is a 5% balance transfer fee ($5 minimum). There are no late fees, no penalty rates and no annual fees. | | Our Review: Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it's right for you and how it compares with other balance transfer cards... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 12 months* | 0%* for 21 months* | 16.24% - 26.24%* (Variable) | $0* |
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| Amex EveryDay® Credit Card from American Express offers 10,000 Membership Rewards® points if you spend $1,000 on purchases within the first three months of opening your new card account. Enjoy a 0% intro APR for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%. There is $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
This card earns 2x points at U.S. supermarkets (on up to $6,000/year in purchases, then 1x) and 1x points on other purchases. If you use your card 20 or more times on purchases in a billing period, you will earn 20% more points on those purchases (less returns and credits). There is no annual fee. Terms apply. | | | | Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% on purchases for 15 months | 0% on balance transfers for 15 months | 14.49% - 25.49% Variable | $0 |
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Disclaimer: The information for the Wells Fargo Propel American Express® card, U.S. Bank Business Cash Rewards World Elite™ Mastercard®, U.S. Bank Business Select Rewards Card, BankAmericard® credit card, HSBC Gold Mastercard® credit card, Chase Freedom, Discover it® Cash Back, Citi Simplicity® Card, and Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. You might also be interested inWe think you'll agree with us when we say ... Just starting out? The best credit cards for young adults have good rewards and benefits with low fees. Read this before you get your first credit card. Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.
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