Best Credit Card for First-Time Applicants
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Choosing your first credit card is a major decision not one be taken lightly. Your credit history has a huge impact on your ability to rent an apartment, buy a house, get a car loan, or even land a job. How you use a credit card can make the difference between starting your credit history off on the right foot or making a bad first impression.
Best Cards for First Time Holders (with No Credit)
As a new credit card customer, your options will be more limited than someone with an established credit history. Here are tips to determine which type of card is best for you.
First Time Applicants: What to Keep in Mind
Finding the right card will take some legwork. Do your research and keep the following points in mind as you consider signing up for a card:
First Time Credit: What to Avoid
The consequences of choosing the wrong card can be unpleasant if you end up with one that has one or more of the following qualities:
The most important part of choosing your first credit card is doing your research. While you may think you want certain perks, such as travel rewards, you may never use them or you may find that some rewards programs aren’t available to first-timers. You’ll have more options the next time, after you get used to practicing good credit behavior with your first card.
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