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Capital One® Spark® Classic for Business


Disclaimer: The information for the Capital One® Spark® Classic for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Learn more about Capital One® Spark® Classic

    Business

    Compare Business Credit Cards

Capital One® Spark® Classic for Business is a Business Visa card with $0 annual fee.

Regular APR
Purchases 23.99% (Variable)
Balance Transfers 23.99% (Variable)
Cash Advances 23.99% (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be 23.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be 23.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 23.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    No balance transfer fee
  • Cash Advance Transaction Fee
    Either $10.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    No foreign transaction fee
  • Late Payment Fee
    Up to $39
 

Capital One® Spark® Classic for Business

Ink Business Cash Credit Card

 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR for 12 months
Purchase APR23.99% (Variable) based on your creditworthiness and other factors14.24% to 20.24% Variable based on your creditworthiness and other factors
Balance Transfers APR23.99% (Variable) based on your creditworthiness and other factors14.24% to 20.24% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Cash Back RewardsCash Back Rewards: Earn 1% cash back on every purchaseCash Back Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Gas Rewards Gas Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards Dining Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
 Learn MoreApply Now

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One Spark Classic: Pricing information including interest rates, rewards, benefits and fees was obtained on July 30, 2017 from published websites and is believed to be accurate, but not guaranteed.

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on November 8, 2017 from published websites and is believed to be accurate, but not guaranteed.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Spark® Classic for Business and Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees was obtained on July 30, 2017 from published websites and is believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.


Recent Mentions

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    By Leah Norris - Money Tips for How Credit Cards Work
    Choosing your first credit card is a major decision not one be taken lightly. Your credit history has a huge impact on your ability to rent an apartment, buy a house, get a car loan, or even land a job. How you use a credit card can make the difference between starting your credit history off on the right foot or making a bad first impression.

Compare Capital One Spark Classic to:

Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
14.24% - 20.24% Variable
$0

Disclaimer: The information for the Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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