Save money and be informed. CreditDonkey is a credit card comparison and financial education website. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you apply or shop through links in our content. Advertiser Disclosure†

Updated April 24, 2014

Credit Cards for Young Professionals

This article has references or links to products from our partners. We may receive compensation if you apply or shop through links in our content. You support CreditDonkey by using our links (read more).


In the past, being a young professional meant you had it made. Graduating college and entering in a white-collar profession used to mean steady employment, a solid paycheck, and time to enjoy the single life before you settled down to start a family. This status quo changed with the economic crash of 2008.

Young Professional
Young Professional © CreditDonkey

These days, it’s a tough time to be a young professional. According to the U.S. Bureau of Labor Statistics, over 2 million college-educated workers were unemployed in 2011. The tough economy means less money for your family, social, and financial goals. However, just because the economy is bad doesn’t mean you have to give up on your dreams. If you plan your spending right and take advantage of every cost-saving tool out there, anything is possible.

The right credit card in your pocket is a good start towards these goals. Credit card companies offer numerous benefits that come in handy during these tough times. We’ve put together a list of the credit cards for young professionals, all with no annual fee. By picking the right card for your goals, you’ll have an easier time making them happen.

The Smart Shopper

Now that you’ve finished school, it’s easier to appreciate how fast time goes by. The future comes quick and it’s important to be financially prepared.

Discover it
Apply for Discover it
If you’re looking to save money as you prepare for the future, consider the Discover It card. This card earns 1% cash back on almost everything you buy. It earns 5% cash back in special categories throughout the year (requires free & easy activation), on up to $1,500 in purchases each quarter. By planning your spending ahead of time, you’ll be able to save money.

The World Traveler

It’s the perfect time to travel when you’re young. You have the energy and enthusiasm to see exotic countries that may be too intimating or stressful to see when you are older. As a hard-working young professional, it’s also nice to get away from it all and go on vacation. Compare the latest travel credit card deals here.

The Socialite

Citi Diamond Preferred Card
Apply for Citi Diamond Preferred Card
If you are the king or queen of your social circle and only want personalized concierge service, the Citi Diamond Preferred card is for you. This card offers 24/7 concierge service to help provide assistance in booking hotel, flights, concert tickets, and more.

Plus, help fill your social calendar with special access to presale tickets, preferred seating, and VIP packages through Citi Private Pass.

Share this on Facebook or Twitter

Follow @CreditDonkey or write to feedback@creditdonkey.com

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwised endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: Discover is a paid advertiser of CreditDonkey.

More Articles in Best Deals


Articles on Credit Cards for Young Professionals

    Best Cities for Young Couples

    By Tina O - Money Tips
    When you’re young and in love, the world seems like your oyster. You don’t have wrinkles, your knees don’t creak, and your whole life is ahead of you. Uncharted first steps including buying your first house with your partner and maybe starting a ...
    Austin, Texas

    Study: Best Cities for Twenty Somethings

    By Lauren W - Money Tips
    Maybe you just graduated from college and are thinking about what to do next, or maybe you’ve been working for a few years but need a change of scenery. Whatever your situation, if you’re in your 20s and feel an itch to move, we’ve got a list ...
    Houston, Texas

    Best Cities for Young People

    By Leah N - Money Tips
    If you’re a young professional, chances are your career is one of the most important parts of your life, and you need a place to develop it. One way to decide where to get your start is to find a city that has a mix of opportunities for career ...

What do you think about Credit Cards for Young Professionals?

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.
July
28
2014

Back to School Deals: What to Buy in August

If you have any students in your life, give them a high-five for saving you some bucks, because the sales this month are all about school. Even if you don’t need to get school-related items, you have so many opportunities to get a deal on ...
More Articles in Best Deals








About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.