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Updated July 6, 2015 10:34 AM PT

Credit Cards for Young Professionals

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In the past, being a young professional meant you had it made. Graduating college and entering in a white-collar profession used to mean steady employment, a solid paycheck, and time to enjoy the single life before you settled down to start a family. This status quo changed with the economic crash of 2008.

Young Professional
Young Professional © CreditDonkey

These days, it’s a tough time to be a young professional. According to the U.S. Bureau of Labor Statistics, over 2 million college-educated workers were unemployed in 2011. The tough economy means less money for your family, social, and financial goals. However, just because the economy is bad doesn’t mean you have to give up on your dreams. If you plan your spending right and take advantage of every cost-saving tool out there, anything is possible.

The right credit card in your pocket is a good start towards these goals. Credit card companies offer numerous benefits that come in handy during these tough times. We’ve put together a list of the credit cards for young professionals, all with no annual fee. By picking the right card for your goals, you’ll have an easier time making them happen.

The Smart Shopper

Now that you’ve finished school, it’s easier to appreciate how fast time goes by. The future comes quick and it’s important to be financially prepared.

Chase Freedom
Apply for Chase Freedom
If you’re looking to save money as you prepare for the future, consider the Chase Freedom card. This card earns 1% cash back on almost everything you buy. It earns 5% cash back in special categories that change throughout the year (requires free & easy activation), on up to $1,500 in combined purchases each quarter. By planning your spending ahead of time, you’ll be able to save money.

Barclaycard Ring
Apply for Barclaycard Ring MasterCard
It's smart to always pay off your credit card balance in full each month, but sometimes life happens. With the Barclaycard Ring, at least the interest charges will be reasonable, since the card has a low 8% variable APR on purchases and balance transfers.

The World Traveler

It’s the perfect time to travel when you’re young. You have the energy and enthusiasm to see exotic countries that may be too intimating or stressful to see when you are older. As a hard-working young professional, it’s also nice to get away from it all and go on vacation. Compare the latest travel credit card deals here.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

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