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Updated April 9, 2014

Credit Cards for Young Professionals

In the past, being a young professional meant you had it made. Graduating college and entering in a white-collar profession used to mean steady employment, a solid paycheck, and time to enjoy the single life before you settled down to start a family. This status quo changed with the economic crash of 2008.

Young Professional
Young Professional © CreditDonkey

These days, it’s a tough time to be a young professional. According to the U.S. Bureau of Labor Statistics, over 2 million college-educated workers were unemployed in 2011. The tough economy means less money for your family, social, and financial goals. However, just because the economy is bad doesn’t mean you have to give up on your dreams. If you plan your spending right and take advantage of every cost-saving tool out there, anything is possible.

The right credit card in your pocket is a good start towards these goals. Credit card companies offer numerous benefits that come in handy during these tough times. We’ve put together a list of the credit cards for young professionals, all with no annual fee. By picking the right card for your goals, you’ll have an easier time making them happen.

The Smart Shopper

Now that you’ve finished school, it’s easier to appreciate how fast time goes by. The future comes quick and it’s important to be financially prepared.

Discover it
Apply for Discover it
If you’re looking to save money as you prepare for the future, consider the Discover It card. This card earns 1% cash back on almost everything you buy. It earns 5% cash back in special categories throughout the year, on up to $1,500 in purchases each quarter. By planning your spending ahead of time, you’ll be able to save money.

The World Traveler

It’s the perfect time to travel when you’re young. You have the energy and enthusiasm to see exotic countries that may be too intimating or stressful to see when you are older. As a hard-working young professional, it’s also nice to get away from it all and go on vacation. Compare the latest travel credit card deals here.

The Socialite

Citi Diamond Preferred Card
Apply for Citi Diamond Preferred Card
If you are the king or queen of your social circle and only want personalized concierge service, the Citi Diamond Preferred card is for you. This card offers 24/7 concierge service to help provide assistance in booking hotel, flights, concert tickets, and more.

Plus, help fill your social calendar with special access to presale tickets, preferred seating, and VIP packages through Citi Private Pass.

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.