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CIT Bank vs Huntington Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Huntington? Read our comparison chart below.

CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Compare CIT Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 CIT BankHuntington Bank
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CIT Bank

Huntington Bank

SPECIAL OFFER
CIT Bank Bonus Offer: $300 for New and Existing Customers - Learn More

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SPECIAL OFFER
Business Checking Account - $200 Bonus - Learn More

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Benefits and Features

SavingsSavings Builder up to 1.75% APY with $25,000+ balance or $100 monthly deposit.0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CDTerm CDs up to 1.86% APY. $1,000 minimum opening deposit.Promotional CD account 7-month term; 0.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.25% for amounts ranging from $1,000 - $100,000.
CheckingeChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 
Money Market
1.80% APY
0.05% APY (0.29% APY - 0.31% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
Customer ServiceMonday - Friday: 9:00 am - 9:00 pm (ET)
Saturday: 10:00 am - 6:00 pm (ET)
Sunday: Closed
24/7
ATMs 
Over 1,800 ATMs
Locations
Online Only
Nearly 1,000 branches
 

CreditDonkey® Reviews

 CIT BankHuntington Bank
Savings
Checking
Money Market
Customer Service
Mobile App
CD
Pros & ConsPros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Pros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY
Bottom LineSolid online bank with excellent rates and no monthly fees... Read full reviewMidwest bank with great account benefits and free checking option... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    CIT Bank: Pricing information from published website as of 02/20/2020

    Huntington: Pricing information from published website as of 03/21/2020 based on 43215 zip code.

    Which is Better: CIT Bank or Huntington?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.

    In short: CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding. Huntington's customer service is impressive.


    Articles on CIT Bank


    Articles on Huntington Bank


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