Huntington Platinum Perks Checking Review
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Earn $300 for opening a Huntington Platinum Perks Checking℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.
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Huntington Bank is a full-service bank based in the Midwest. If you live in Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, or West Virginia, you'll want to check out this bonus offer.
Below, review Huntington Platinum Perks Checking account to find out if it's right for you.
What Is the Huntington Platinum Perks Checking Account?
Huntington Platinum Perks Checking is an interest-bearing checking account with "relationship" benefits (that is, you get extra benefits if you have other products with Huntington).
Currently, you can earn a $300 cash bonus when you open a Huntington Platinum Perks Checking account with qualifying requirements. There is no direct deposit or minimum opening deposit required.
Take a look at their main benefits and fees to watch out for:
Benefits
- Earn 0.03% APY interest on your account balance
- Credit score and identity monitoring at no added cost [1]
- Unlimited free non-Huntington ATM withdrawals [2]
- Free checks
- 24-hour Grace® period for overdraft fees
Fees
- Monthly service fee - $25 a month (or $0 if you have $25,000 in total relationship balances)
- Overdraft fee - $23.00 - $37.50
- Negative account balance fee - $25 every 5 days
Huntington Platinum Perks Checking has a $25 monthly service fee. You can waive the monthly fee if you have $25,000 in total relationship balances.
How to Earn the $300 Bonus
Snagging the $300 bucks is pretty simple. Here's what you do:
- Visit this Huntington Bank webpage to request a $300 coupon by email.
- Take the coupon to a Huntington Bank branch.
- Make cumulative new money deposits of at least $25,000 within 60 days of account opening and keep your account open for a minimum of 90 days
- Your $300 bonus will be deposited into your new checking account within 14 days of meeting the deposit requirement. Your checking account must remain open to receive the bonus.
To open your account, provide the following information:
- Name, date of birth, and residential address
- Contact information
- Employment information
- Social Security number
- Driver's license or state ID
- External bank account number and routing number of funding account
You can deposit the qualifying funds with the following methods:
- Cash by teller
- Check by teller
- Bank transfer
- Cash by ATM
- Check by ATM
- Wire transfer
- Mobile/remote check deposit
- Direct deposit
Note: This exclusive offer is only available to applicants living in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. You must also be a new checking customer - existing Huntington checking customers are not eligible.
Huntington Bank Checking Promotions
Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
Personal Checking Account - $400 Bonus
Open a new Huntington Perks Checking account. Receive qualifying direct deposits within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.
Other Bank Offers You Might Like
U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus
Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024
- Maintain that balance until October 31, 2024
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
BMO Smart Advantage Checking - $250 Cash Bonus
Open a new BMO Smart Advantage Checking account and get a $250 cash bonus when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Conditions apply.
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
Bottom Line
That $300 bucks sure is a nice way to celebrate your shiny new bank account.
With the Huntington Platinum Perks Checking Account, you'll enjoy competitive interest rates, unlimited free ATM withdrawals, 24-hour overdraft grace periods, and other perks.
If Huntington Platinum Perks Checking isn't for you, be sure to check other bank promotions (no direct deposit) and new checking/savings promotions.
References
- ^ Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
- ^ You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus
Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024
- Maintain that balance until October 31, 2024
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Personal Checking Account - $200 Bonus
Open an eligible Fifth Third checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
Key Select Checking® - $200 Bonus
- Open a Key Select Checking® account online by July 19, 2024.
- Make the minimum opening deposit of $50, plus one direct deposit of at least $500 within the first 60 days of account opening.
- Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.
Key Select Checking® is a premium checking account that earns interest and a $100 cash bonus year after year with qualifying activities and has a waivable monthly maintenance fee.
Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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