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Huntington Bank vs Bank of America

Huntington Bank is a midwest bank with great account benefits and free checking option. How does it compare to Bank of America? Read our comparison chart below.

Huntington Bank has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While Bank of America is one of the largest banks in the U.S. with over 5,000 locations and 16,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

Compare Huntington Bank with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Huntington Bank
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Huntington Bank

Bank of America

SPECIAL OFFER
Relationship Money Market Account - Earn 1.50% (0.87% APY) - Learn More

Read Huntington Bank Review

SPECIAL OFFER
Advantage Plus Banking Checking Account - $100 Bonus - Learn More

Read Bank of America Review

 

Benefits and Features

Savings0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CDPromotional CD account 7-month term; 1.25% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 1.60% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $10,000.
Money Market0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account. 
Customer Service
24/7
Mon-Fri: 8am - 9pm(ET)
Sat: 8am - 8pm (ET)
Sun: 8am-5pm (ET)
ATMs
Over 1,800 ATMs
Approximately 15,900 ATMs around the country.
IRA CD Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 1.60% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $2,000.
Locations
Nearly 1,000 branches
4600 retail financial centres around the country and brances in more than 40 other countries.
 

CreditDonkey® Reviews

 Huntington Bank
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY
Pros:
  • National availability
  • Extended customer service hours
  • Full service bank
Cons:
  • No free checking option
  • Low interest rates
  • Many misc. banking fees
Bottom LineMidwest bank with great account benefits and free checking option... Read full reviewNational bank with widespread accessibility and wide range of services... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Huntington Bank: Pricing information from published website as of 7/17/2019 based on 43215 zip code.

Bank of America: Pricing information from published website as of 11/21/2019 based on 91107 zip code.

Which is Better: Huntington Bank or Bank of America?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington Bank or Chase.

In short: Huntington Bank's cd, checking, and customer service are noteworthy. In particular, the customer service is impressive. Bank of America's mobile app is noteworthy.


Articles on Huntington Bank


Articles on Bank of America


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