
SoFi Promotions
Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.
Active Investing with SoFi
The Claw Active Investing - $5 to $1,000 Free Stock
Win a stock ranging from $5 - $1,000 through a one-time electronic claw "grab" when you sign up for a SoFi Invest Active Investing brokerage account on the SoFi mobile app or the SoFi website. The account must be funded with a minimum of $50 within 30 days to qualify for the offer. Terms and conditions apply.
Sofi Checking and Savings
- Up to 3.80% APY with direct deposit on savings balances
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
SoFi Checking and Savings Account - $300 Bonus
Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
SoFi Checking and Savings Account - $50 Bonus
Set up at least one eligible direct deposit of $1,000 - $4,999 in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
Medical and Dental Referral Program - $1,000 Bonus
Earn $1,000 for every customer you refer who registers and applies for a medical or dental student loan refinance, and completes qualifying activities.
Compare Promotions
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - 4.00% APY
- 4.00% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
SoFi Checking Bonus
Highlights
3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
iOS & Android
55,000+ Allpoint ATMs
Checking and Savings Support:
Phone: (855) 456-7634
Monday - Thursday: 5AM - 7PM PT
Friday - Sunday: 5AM - 5PM PT
24/7 online chat
4 branch locations
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Learn More | Visit Site | |
SoFi | Chase | |
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Benefits and Features | ||
Savings | 3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) |
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CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
Checking |
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Mobile App | ||
ATMs | ||
Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | Automated service available 24/7 |
Locations | ||
Learn More | Visit Site | |
Chase: Pricing information and data points from published website as of 08/26/2025. |
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Learn More | |
SoFi Student Loans | |
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Variable APR | 5.74% - 9.99% APR (with AutoPay) |
Fixed APR | 4.99% - 9.99% APR (with AutoPay) |
Maximum Amount | |
Minimum Amount | $5,000 (may be higher depending on state) |
Loan Term | |
State Residency | |
Degree Requirements | |
Income Requirements | |
Employment Requirements | Must be employed or have an offer to start within 90 days |
Interest Only Payments | |
Origination Fees | |
Prepayment Penalty | |
Can Use a Cosigner | |
Can Release a Cosigner | |
Auto-Pay Interest Rate Reduction | |
Soft Credit Check | |
Unemployment Protection | |
Learn More | |
Terms Apply. | |
SoFi: Pricing information from published website as of 5/9/2023 |
SoFi Wealth Management
SoFi Alternatives
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
CIT Bank Savings Connect - 3.90% APY
- Earn 10x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
3% Match on IRA with Robinhood Gold
Earn 3% IRA match on all eligible contributions with Robinhood Gold. Terms and conditions apply. This is a limited-time offer.