UFB Direct Promotions

UFB Direct is currently offering four promotions. Read our in-depth review of UFB Direct to see why UFB Direct scored 4.3 stars out of 5. We like their competitive apys and easy online banking.

4.01%

UFB Portfolio Savings - Earn up to 4.01% APY

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Earn up to 4.01% APY.*
No monthly maintenance fees.
No minimum deposit required to open an account.
Access your funds 24/7 with easy-to-use digital banking tools.
Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.

4.21%

UFB Freedom Checking & Savings - Unlock Up to 4.21% APY

Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.

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4.01%

UFB Portfolio Money Market - Earn up to 4.01% APY

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Earn up to 4.01% APY*
Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
Access your funds 24/7 with easy-to-use digital banking tools.
Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

2.00%

UFB Freedom Checking - 2.00% APY

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Earn 2.00% APY* in your checking account, 25x the national average†
Fewer account fees keep more of your money where it belongs – with you.
Use your debit card at over 90,000 fee-free ATMs.

UFB Direct Trending Offers

Yesterday	UFB Freedom Checking & Savings - Unlock Up to 4.21% APY selected by a visitor from Texas
17 days ago	UFB Portfolio Savings - Earn up to 4.01% APY selected by a visitor from Louisiana
3/25/2025	UFB Portfolio Money Market - Earn up to 4.01% APY selected by a visitor from Missouri

Compare Promotions

High-Yield Savings Account - 4.32% APY

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

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Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 07/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

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Expires 7/31/2025

Member FDIC

CIT Bank Platinum Savings - 4.00% APY

4.00% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

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Member FDIC

Rewards Checking - Up to 3.30% APY

Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

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High-Yield Savings Premier - 4.25% APY

No account fees
Option to open individual or joint account
FDIC insured up to $250,000 per depositor
Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of July 2, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

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In-Depth Review

Highlights

Savings
Up to 4.01% APY

Compare: UFB Direct vs CIT Bank

CD
N/A

Read: 13 Month CD Rates

Compare: UFB Direct vs LendingClub Bank

Checking
N/A

Read: Best Bank Checking Account

Compare: UFB Direct vs Axos Bank

Money Market
Up to 4.01% APY

Mobile App
iOS & Android

Compare: UFB Direct vs Bank of America

ATMs
Free withdrawals at 91,000 ATMs across the nation

Compare: UFB Direct vs Novo

Customer Service
Mon - Fri: 8 am - 5 pm PT

Compare: UFB Direct vs Chase

Locations
Online only

Compare: UFB Direct vs Wells Fargo

More Information

Pricing information from published website as of 06/07/2025.
For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	UFB Direct	CIT Bank
	Member FDIC	Member FDIC
	Visit Site	Visit Site
	Benefits and Features
Savings	Up to 4.01% APY	Platinum Savings: 4.00% APY with a balance of $5,000 or more Savings Connect: 3.90% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit
CD	N/A	Term CDs up to 3.50% APY. $1,000 minimum opening deposit.
Checking	N/A	eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market	Up to 4.01% APY	1.55% APY
Mobile App	iOS & Android	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
Customer Service	Mon - Fri: 8 am - 5 pm PT	Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed
Locations	Online only	Online Only
	Visit Site	Visit Site
UFB Direct: Pricing information from published website as of 06/07/2025. CIT Bank: Pricing information and data points from published website as of 06/25/2025.

UFB Direct Alternatives

Member FDIC

CIT Bank Savings Connect - 3.90% APY

Earn 9x the national average
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Learn More

Member FDIC

Axos ONE - Earn up to 4.66% APY

Earn up to 4.66% APY* on savings, and 0.51% APY* on checking when you meet requirements.
Get your money up to 2 days early.
No monthly maintenance, minimum balance, account opening, or overdraft fees.

Learn More

Member FDIC

High Yield Savings Account - 4.25% APY

No fees
$1 minimum deposit
24/7 online access
FDIC insured

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on Raisin's Secure Website

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2025.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

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Expires 12/31/2025

Member FDIC

Chase Total Checking® - $300 Bonus

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
Chase Mobile^® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.