Mastercard® Black Card™ vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

Luxury Card is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Mastercard Black Card is a stainless steel and carbon card with luxury benefits. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.

Keep in mind, the Mastercard Black Card has a $495 annual fee ($195 for each Authorized User added to the account), while the Capital One Venture has a $95 annual fee.

	Mastercard® Black Card™	Capital One Venture Rewards Credit Card
		Read Capital One Venture Review
	Credit Card Interest Rates & Fees
Introductory APR for Balance Transfers	0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.	N/A
Purchase APR	21.24%, 25.43%, 28.24% (Variable) based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	21.24%, 25.43%, 28.24% (Variable) based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater	No balance transfer fee
Foreign Transaction Fee	0% of each transaction in U.S. dollars.	No foreign transaction fee
Annual Fee	$495 annual fee ($195 for each Authorized User added to the account)	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening
Cash Back Rewards	1.5% value for cash back redemptions
Travel Rewards		Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards	2% value for airfare redemptions with no blackout dates or seat restrictions.	Earn 2 miles per dollar on all purchases
Airline Status	Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That's it. No need to activate or designate an airline. The credit amount is available in full at the start of the calendar year. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
Airline Transfer Partners		Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Stainless steel and carbon card Concierge service Travel benefits Cons: $495 annual fee No signup bonus	Pros: 2x points Bonus offer No foreign transaction fee Cons: $95 annual fee No intro APR
Bottom Line	Stainless steel and carbon card with luxury benefits... Read full review	Good travel credit card for the occasional traveler... Read full review
		Read Capital One Venture Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Mastercard Black Card or Capital One Venture?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Mastercard Black Card or Chase Sapphire Preferred.

Articles on Mastercard® Black Card™

Mastercard Black Card

Want to know if the Mastercard® Black Card™ is worth its cost? Discover the privileges and requirements in this in-depth review.

Articles on Capital One Venture Rewards Credit Card

Capital One Venture Rewards Review

Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.