| American Express Cards for |
|---|
| Card Reviews |
|---|
| Cards with |
|---|
| Resources |
|---|
  | Hilton Honors American Express Surpass® CardRead more about American Express credit cards, a CreditDonkey advertiser
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Hilton Honors American Express Surpass® Card is a Personal American Express Network card with
Apply for the Hilton Honors Surpass with
| Regular APR | |
|---|---|
| Purchases | 17.24% - 26.24% Variable |
| Balance Transfers | 17.24% - 26.24% Variable |
| Cash Advances | 26.74% Variable |
Rewards & Benefits
Introductory Bonus Hotel Rewards
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
American Express Bonus Hotel Rewards
Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Airline Status
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select. 10 complimentary lounge visits every year once enrolled. Subsequent visits are subject to a fee of $27 per person per visit.
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select. 10 complimentary lounge visits every year once enrolled. Subsequent visits are subject to a fee of $27 per person per visit.
Hotel Rewards
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Hotel Status
Enjoy complimentary Gold status with your Hilton Honors Surpass Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
Enjoy complimentary Gold status with your Hilton Honors Surpass Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
Gas Rewards
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Read: Save Money on Gas
Grocery Rewards
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Read: Save Money on Groceries
Dining Rewards
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
Read: Credit Card Roulette
Car Rental Insurance
Car Rental Loss and Damage Insurance provides coverage for theft of or damage to most rental vehicles when you use your Card to reserve and pay for an auto rental. (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Car Rental Loss and Damage Insurance provides coverage for theft of or damage to most rental vehicles when you use your Card to reserve and pay for an auto rental. (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Extended Warranty
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Purchase Protection
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Return Protection
Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year.
Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year.
Travel Accident Insurance
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
$0 Fraud Liability
- Annual Percentage Rate (APR) for Purchases
APR will be 17.24% to 26.24% Variable based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be 17.24% to 26.24% Variable based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be 26.74% Variable based on your creditworthiness and other factors.
Interest Rates & Interest Charges
- Annual Fee
$95 annual fee - Balance Transfer Transaction Fee
Either $5 or 3% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
No foreign transaction fee
Fees
 |  | |
| | |
Hilton Honors American Express Surpass® Card | Chase Sapphire Preferred® Card | |
|---|---|---|
|
| |
Interest Rates and Fees | ||
| Purchase APR | 17.24% to 26.24% Variable based on your creditworthiness and other factors | 17.49% to 24.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 17.24% to 26.24% Variable based on your creditworthiness and other factors | 17.49% to 24.49% Variable based on your creditworthiness and other factors |
| Annual Fee | ||
Benefits and Features | ||
| Introductory Bonus Hotel Rewards | Introductory Bonus Hotel Rewards: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. | |
| Introductory Bonus Offer | Introductory Bonus Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® | |
| Travel Rewards | Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. | |
| Airline Rewards | Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs | |
| Bonus Hotel Rewards | Bonus Hotel Rewards: Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. | |
| Hotel Rewards | Hotel Rewards: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. | Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs |
| Point Rewards | Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | |
| Airline Status | Airline Status: Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select. 10 complimentary lounge visits every year once enrolled. Subsequent visits are subject to a fee of $27 per person per visit. | |
| Hotel Status | Hotel Status: Enjoy complimentary Gold status with your Hilton Honors Surpass Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year. | |
| Gas Rewards | Gas Rewards: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations. | |
| Grocery Rewards | Grocery Rewards: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets. | |
| Dining Rewards | Dining Rewards: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants. | Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide |
| Airline Transfer Partners | Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. | ||
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Recent Mentions
What do you think about Hilton Honors American Express Surpass® Card?
Compare Hilton Honors Surpass to:
| |||||||||||||||||
| |||||||||||||||||
| |||||||||||||||||
Featured Cards from American Express
Blue Cash Everyday Review
If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.
American Express Platinum
Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide.
Blue Cash Preferred Review
If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.
see more American Express Cards