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Discover Student It Card vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Note: Discover it® Student Cash Back is a credit card for student while Discover it® Cash Back is a credit card for consumer.

 

Discover it® Student Cash Back

Discover it® Cash Back

 Student Credit CardPersonal Credit Card
 
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 months0% introductory APR for 14 months
Introductory APR for Balance Transfers10.99% introductory APR for 6 months0% introductory APR for 14 months
Purchase APR12.99% to 21.99% Variable based on your creditworthiness and other factors11.99% to 22.99% Variable based on your creditworthiness and other factors
Balance Transfers APR12.99% to 21.99% Variable based on your creditworthiness and other factors11.99% to 22.99% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentGet $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening. 
Introductory Bonus Cash BackDiscover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards1% cash back on all other purchases.1% cash back on all other purchases.
Bonus Cash Back5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
October - December 2019: Amazon.com, Target and Walmart.com
Bonus Categories for 2020:
January - March 2020: Grocery Stores, Walgreens & CVS
April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs
July - September 2020: Restaurants & PayPal
October - December 2020: Amazon.com, Walmart.com & Target.com
5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2020:
January - March 2020: Grocery Stores, Walgreens & CVS
April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs
July - September 2020: Restaurants & PayPal
October - December 2020: Amazon.com, Walmart.com & Target.com
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Pros:
  • 5% bonus rotating categories
  • Intro APR on purchases and balance transfers
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent cash back credit card for college students... Read full reviewExcellent cash back credit card with no annual fee and low interest rate... Read full review
 Read Discover Student It Card ReviewRead Discover It Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Student Cash Back and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed.


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Compare Discover Student It Card to:

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsurancePurchase Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
N/A
13.99% - 23.99% Variable
$0

Delta SkyMiles Gold
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$0 introductory annual fee for the first year, then $99

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Compare Discover It to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 22.99% Variable
$95

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Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn Protection$0 Fraud LiabilityIdentity Theft Assistance
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.