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Delta SkyMiles® Reserve American Express Card vs Delta SkyMiles® Gold American Express Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta Reserve is an airline credit card. How does it compare to Delta SkyMiles Gold from American Express? Read our comparison chart below.

 Delta SkyMiles Reserve American Express CardDelta SkyMiles Gold American Express Card
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Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Gold American Express Card

 

Credit Card Summary

 
Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended Warranty
 
  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • New! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • New! Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • New! Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
  • New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
  • Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • New! Get ready for your next trip - spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Enjoy a $0 introductory annual fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Purchase APR15.74% to 24.74% Variable based on your creditworthiness and other factors15.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR15.74% to 24.74% Variable based on your creditworthiness and other factors15.74% to 24.74% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$550 annual fee$0 introductory annual fee for the first year, then $99
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
Airline RewardsNew! Earn 3X Miles on Delta purchases.
Earn 1X Mile on all other eligible purchases.
Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
Earn 1X Mile on all other eligible purchases.
Bonus Airline RewardsNew! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.New! Get ready for your next trip - spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
Airline StatusComplimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Delta SkyMiles Reserve American Express CardDelta SkyMiles Gold American Express Card
Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag
  • Main Cabin 1 Priority boarding
Cons:
  • $99 annual fee ($0 introductory annual fee for the first year)
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

    Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Delta Reserve or Chase Sapphire Preferred.


    Articles on Delta SkyMiles® Gold American Express Card


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    Compare Delta Reserve to:

    Delta Platinum AMEX

    Delta SkyMiles® Platinum American Express Card

    Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental Insurance
    Terms Apply | See Rates & Fees
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.74% - 24.74% Variable
    Annual Fee
    $250
    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus OfferTravel RewardsAirline RewardsHotel Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/AN/A
    Annual Fee
    $550
    Chase Sapphire Reserve

    Chase Sapphire Reserve®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    16.99% - 23.99% Variable
    Annual Fee
    $550

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    Compare Delta SkyMiles Gold to:

    Chase Sapphire Preferred
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    15.99% - 22.99% Variable
    $95

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