Bank of America Travel Rewards vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

Bank of America Travel Rewards is a travel credit card. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.

Keep in mind, the Bank of America Travel Rewards has a $0 annual fee, while the Capital One Venture has a $95 annual fee.

	Bank of America® Travel Rewards credit card	Capital One Venture Rewards Credit Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% Introductory APR on purchases for 12 billing cycles	N/A
Purchase APR	18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	Either $10 or 3% of the amount of each transfer, whichever is greater.	No balance transfer fee
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening
Introductory Bonus Offer	25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Travel Rewards	Earn 1.5 points per $1 spent on all purchases	Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards		Earn 2 miles per dollar on all purchases
Airline Transfer Partners		Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: 2x points Bonus offer No foreign transaction fee Cons: $95 annual fee No intro APR
Bottom Line	Read full review	Good travel credit card for the occasional traveler... Read full review
	Read Bank of America Travel Rewards Review	Read Capital One Venture Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Travel Rewards credit card and Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Bank of America Travel Rewards or Capital One Venture?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Travel Rewards or American Express Platinum.

Articles on Bank of America® Travel Rewards credit card

Bank of America Travel Rewards

Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on.

Bank of America Travel Rewards vs Chase Freedom Unlimited

Articles on Capital One Venture Rewards Credit Card

Capital One Venture Review

Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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