American Express® Gold Card vs Citi Premier
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American Express Gold is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Citi Premier, a points and restaurant card? Read our comparison chart below.
American Express® Gold Card | Citi Premier℠ Card | |
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Credit Card Interest Rates & Fees | ||
Purchase APR | See Pay Over Time APR | 20.99% to 28.99%* (Variable) based on your creditworthiness and other factors |
Balance Transfers APR | N/A | 20.99% to 28.99%* (Variable) based on your creditworthiness and other factors |
Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
Annual Fee | ||
Terms Apply. | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Offer | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. | Earn 60,000 bonus points after you spend $4,000 within the first 3 months of account opening. |
Travel Rewards | Earn 3 Points per $1 spent at air travel and hotels | |
Airline Rewards | 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
Point Rewards | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | Earn 1 point per $1 spent on other purchases |
Gas Rewards | Earn 3 Points per $1 spent at gas stations | |
Grocery Rewards | Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). | Earn 3 points per $1 spent on purchases at supermarkets |
Dining Rewards | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. | Earn 3 points per $1 spent on purchases at restaurants |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic. |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Good rewards card for cardholders who fly frequently or eat out... | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Premier℠ Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Premier: Pricing information including interest rates, rewards, benefits and fees was obtained on May 9, 2023 from published websites and is believed to be accurate, but not guaranteed. |
Still need help deciding which points credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Gold or Chase Sapphire Preferred.
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