International Travelers: Compare credit cards with no foreign transaction fee from our partners to save money when traveling.

 At Chase's Secure Site | Chase Sapphire Preferred® Card lets you earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. This card lets you earn 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
Points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has no foreign transaction fees. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is a $95 annual fee. | Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Our Review: Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 22.99% Variable | $95 |
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 At Chase's Secure Site | Chase Sapphire Reserve® lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. This card offers a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
This card earns 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has $0 foreign transaction fees. The card comes with access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select. There is a $550 annual fee. | Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Our Review: With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.99% - 23.99% Variable | $550 |
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 At American Express' Secure Site | The Platinum Card® from American Express offers 75,000 Membership Rewards Points if you spend $5,000 on purchases with your new card within the first 6 months of opening your account. Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.
You earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year. There is a $550 annual fee.
This card includes several benefits for travelers: This card offers Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. This card also offers up to a $200 airline fee credit per calendar year to cover baggage fees and more when you select one qualifying airline. This card gives you complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. There is no foreign transaction fees. This card also gives you access to Platinum Card® Concierge. You can enroll to get complimentary Hilton Honors Gold Status and complimentary Marriott Bonvoy Gold Elite Status. Terms Apply. | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Our Review: Is The Platinum Card® from American Express worth it? Read this in-depth review to help you decide... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | See Pay Over Time APR | $550 |
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 At Chase's Secure Site | Ink Business Preferred® Credit Card lets you earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. 100,000 points is worth $1,250 toward travel when you redeem via Chase Ultimate Rewards. Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn. There are no foreign transaction fees. There is a $95 annual fee. | Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Our Review: Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 20.99% Variable | $95 |
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| American Express® Business Gold Card earns 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases within the first 3 months. This card earns 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. The 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year. There is a $295 annual fee. Terms apply. | Our Review: Is American Express® Business Gold Card worth it? It depends. Read this in-depth analysis BEFORE you apply... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 14.24% - 22.24% Variable | $295 |
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 At American Express' Secure Site | Delta SkyMiles® Gold American Express Card offers 35,000 bonus miles after you spend $1,000 in purchases within your first 3 months. This card earns 2x miles on Delta purchases, at restaurants worldwide (including takeout and delivery), and at U.S. supermarkets. Earn 1x mile on all other eligible purchases. There is a $99 annual fee ($0 introductory annual fee for the first year).
If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card. Terms apply. | Our Review: There are many credit cards that earn Delta miles to choose from, so how do you decide if the Delta SkyMiles® Gold American Express Card is right for you? Read this review before you apply... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $0 introductory annual fee for the first year, then $99 |
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| Capital One Venture Rewards Credit Card offers 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening. This card earns 2x miles per dollar on all purchases. There are no foreign transaction fees. You get up to $100 credit for Global Entry or TSA Pre✓®. There is a $95 annual fee. | Our Review: Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 17.24% - 24.49% (Variable) | $95 |
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| The Business Platinum Card® from American Express offers 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership. You get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Earn an extra half point per dollar on each eligible purchase of $5,000 or more (up to 1 million additional points per year). Earn 1 point per dollar for qualifying purchases under $5,000. You can use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back (up to 500,000 bonus points per calendar year) when you book on amextravel.com. There is a $595 annual fee.
This card has premium benefits for travelers: The card includes access to the Global Lounge Collection, which gives you complimentary access to over 1,000 airport lounges worldwide. That includes Delta Sky Club, The Centurion lounge network, The International American Express lounges, Priority Pass Select lounges (enrollment required), and Airspace Lounge. In addition, you can enroll your card with Gogo to get 10 Gogo inflight internet passes annually. Terms Apply. | Our Review: The Business Platinum Card® from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 14.24% - 22.24% Variable | $595 |
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 At American Express' Secure Site | American Express® Gold Card earns 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. This card earns 4x points at restaurants worldwide. 4x points at U.S. supermarkets (on up to $25,000/calendar year in purchases, then 1x). 3x points on flights booked directly with airlines or on amextravel.com. You can earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations (enrollment required). There is a $250 annual fee. Terms apply. | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Our Review: If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | See Pay Over Time APR | $250 |
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At American Express' Secure Site | Delta SkyMiles® Platinum American Express Card offers 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases within your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. You can earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights. This card earns 3x miles on Delta purchases and purchases made directly with hotels. Earn 2x miles at restaurants worldwide (including takeout and delivery) and at U.S. supermarkets. Earn 1X miles on all other eligible purchases. There is a $250 annual fee.
If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card. Plus, you get a Fee Credit for Global Entry or TSA Pre✓®. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $250 |
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| The Plum Card® from American Express helps you manage cash flow. You get a 1.5% Early Pay Discount when you pay early (with no cap on what you can earn back). Or you can take up to 60 days to pay with no interest (if you pay your minimum due by the payment due date). There are no foreign transaction fees. There is an introductory annual fee of $0 for the first year, then $250. Terms apply. | Our Review: Is the Plum Card® from American Express worth it? Read on to see how this card can help business owners manage cash flow... Read full review | Card Type | Annual Fee | Business Charge Card | $0 introductory annual fee for the first year, then $250 |
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| Delta SkyMiles® Gold Business American Express Card offers 40,000 bonus miles after you spend $2,000 in purchases within the first 3 months. Plus, if you spend $10,000 on purchases in a calendar year, you will earn a $100 Delta Flight Credit that can be used toward a Delta flight purchase. This card earns 2 miles on every dollar spent on eligible purchases made directly with Delta, on eligible U.S. purchases for advertising in select media, on eligible U.S. shipping purchases, and on dining at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases. There are no foreign transaction fees. There is a $99 annual fee ($0 introductory annual fee for the first year).
If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card. Plus, you can settle into your seat sooner with Main Cabin 1 Priority Boarding. Terms apply. | Our Review: Do you travel for business? Is Delta your go-to airline? If so, the Delta SkyMiles® Gold Business American Express Card could be your ticket to travel-related rewards... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $0 introductory annual fee for the first year, then $99 |
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At American Express' Secure Site | Delta SkyMiles® Reserve American Express Card offers 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases within your first 3 months. You can earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights. This card earns 3x miles on Delta purchases and 1x miles on all other eligible purchases. There is a $550 annual fee.
If you fly Delta, here's what you should know: you can enter Delta Sky Club at no cost when traveling on a Delta flight. You also get complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card. You can check your first bag free on Delta flights with this card. Plus, you can enjoy Main Cabin 1 Priority Boarding. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $550 |
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 At American Express' Secure Site | Hilton Honors American Express Card offers 80,000 Hilton Honors bonus points if you spend $1,000 in purchases within the first 3 months of opening your new card account. This card earns 7x points for eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio. You will earn 5x points for eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Plus, you will get complimentary Hilton Honors Silver status. If you spend $20,000 on eligible purchases in a calendar year, you can earn Gold status (through the end of the next calendar year). There is no annual fee. Terms apply. | Our Review: Hilton Honors American Express Card is a popular hotel credit card. So what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $0 |
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At American Express' Secure Site | Hilton Honors American Express Surpass® Card offers 130,000 Bonus Points after you spend $2,000 on purchases within the first 3 months of opening your new card account. You earn a Weekend Night Reward after you spend $15,000 on purchases on your card in a calendar year. You earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton portfolio. You earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. If you spend $40,000 on eligible purchases in a calendar year, you earn Hilton Honors Diamond status through the end of the next calendar year. There is a $95 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $95 |
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| HSBC Cash Rewards Mastercard® credit card offers an introductory 3% cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. This card earns unlimited 1.5% cash back on all purchases. There is no foreign transaction fees and no annual fee.
Plus, enjoy a 0% intro APR for 12 months on purchases and balance transfers, then a 13.99% - 22.99% variable APR. | | Our Review: With an unlimited 1.5% cash back, the HSBC Cash Rewards Mastercard is a catchy cash back card. Is it right for you? Read this in-depth review before you apply... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Intro APR for 12 months | 0% Intro APR for 12 months | Variable APR of 13.99% - 22.99% will apply after the Introductory Period | $0 |
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 At Issuer's Secure Site | Mastercard® Black Card™ is a black metal card. It offers 2% value for airfare redemptions and 1.5% value for cash back redemptions. There is a 24/7 concierge available by phone, email, and mobile chat. You get up to a $100 annual airline credit and a $100 application fee credit for TSA Pre✓® or Global Entry. There is a $495 annual fee ($195 for each Authorized User) | | Our Review: Does Mastercard® Black Card™ provide enough benefits to justify the steep annual fee? Read our in-depth review and find out the requirements to qualify... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | 14.99% (Variable) | $495 ($195 for each Authorized User) |
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| Southwest Rapid Rewards Premier Business Credit Card lets you earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. This card offers 6,000 bonus points after your Cardmember anniversary. This card earns 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases. There are no foreign transaction fees. There is a $99 annual fee. | Our Review: Do you fly Southwest? Southwest Rapid Rewards Premier Business Credit Card offers a huge sign-up bonus. But is it right for your business? Read on... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 22.99% Variable | $99 |
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 | The Hilton Honors American Express Business Card offers 130,000 Hilton Honors bonus points after you spend $3,000 in eligible purchases on the Card in the first 3 months. This card earns Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels & resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Plus, you receive complimentary Hilton Honors Gold Status. You can earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. You earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year. There is a $95 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $95 |
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| Wells Fargo Propel American Express® card offers 20,000 bonus points after you spend $1,000 within the first 3 months. This card earns 3x points on eating out and ordering in; 3x points on gas stations, rideshares and transit; 3x points on travel including flights, hotels, homestays and car rentals. Earn 1x points on other purchases. There is a 0% intro APR for 12 months on purchases and balance transfers. After that, a 14.49%-24.99% variable APR. Balance transfer fees apply. There is a $0 annual fee. | Our Review: Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | 0% for 12 months on qualifying balance transfers | 14.49% - 24.99% (Variable) | $0 |
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 | Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers 30,000 bonus points if you make at least $3,000 in net purchases within the first 90 days of opening your account. This card earns 1.5 points for every dollar spent on purchases. There are no foreign transaction fees and no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 9 billing cycles | N/A | 12.24% - 22.24% Variable APR on purchases and balance transfers | $0 |
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 | Bank of America® Premium Rewards® credit card offers 50,000 bonus points after you make at least $3,000 in purchases within the first 90 days of opening your account. This card earns 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 spent on all other purchases. There is a $95 annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 22.99% Variable APR on purchases and balance transfers | $95 |
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| Bank of America® Travel Rewards credit card offers 25,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account. 25,000 points is worth a $250 statement credit toward travel purchases. This card earns 1.5 points per $1 spent on all purchases. You can redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, car rentals, or baggage fees. There are no foreign transaction fees. There is no annual fee. | Our Review: Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Introductory APR on purchases for 12 billing cycles | N/A | 14.99% - 22.99% Variable APR on purchases and balance transfers | $0 |
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At American Express' Secure Site | Delta SkyMiles® Blue American Express Card offers 10,000 bonus miles after you spend $500 on purchases within the first 3 months. This card earns airline miles: 2 miles per dollar spent at restaurants and on Delta purchases. Earn 1x mile on other eligible purchases. There is no annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $0 |
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 | Delta SkyMiles® Platinum Business American Express Card offers 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. This card earns 3 miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases. There are no foreign transaction fees. There is a $250 annual fee.
If you fly Delta, here's what you should know: you can check your first bag free on every Delta flight with this card. Plus, you can enjoy Main Cabin 1 Priority Boarding. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $250 |
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 | Delta SkyMiles® Reserve Business American Express Card offers 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months. You can earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases in a calendar year. You get complimentary Delta Sky Club® Access and complimentary access to The Centurion Lounge when you book your Delta flight with your Reserve Card. After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply. This card earns 3 miles on every dollar spent on eligible purchases made directly with Delta. There are no foreign transaction fees. There is a $550 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $550 |
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 | HSBC Gold Mastercard® credit card offers a 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening. Then a variable APR of 13.99% - 22.99% will apply. There is no penalty APR, no foreign transaction fees and no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Intro APR for 18 months | 0% Intro APR for 18 months | Variable APR of 13.99% - 22.99% will apply after the Introductory Period | $0 |
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 | Marriott Bonvoy Business™ American Express® Card offers 75,000 bonus Marriott Bonvoy points after you spend $3,000 in purchases within the first 3 months. Earn 6x points at participating Marriott Bonvoy hotels. Earn 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. Earn 2x points on all other eligible purchases. You receive 1 Free Night Award every year after your Card account anniversary. Plus, you can earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Free Night Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Certain hotels have resort fees. There is a $125 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $125 |
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| Discover it® Cash Back will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. | Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 14 months | 0% for 14 months | 11.99% - 22.99% Variable | $0 |
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| Discover it® Student Cash Back will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. Plus, you earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. | Our Review: College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 6 months | 10.99% for 6 months | 12.99% - 21.99% Variable | $0 |
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 | Southwest Rapid Rewards Premier Credit Card earns 40,000 points after you spend $1,000 on purchases in the first 3 months. This card earns 6,000 bonus points after your Cardmember anniversary. You earn 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases. 1 point per dollar spent on all other purchases. There is no foreign transaction fee. There is a $99 annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 22.99% Variable | $99 |
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| Capital One Quicksilver Cash Rewards Credit Card offers a one-time bonus of $200 if you spend $500 on purchases within three months of account opening. This card earns 1.5% cash back on all purchases. There is a 0% intro APR on purchases for 15 months. After that, a variable APR, currently 15.49% to 25.49%. There is no annual fee. | Our Review: Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back with no rotating bonus categories or annual fees. Read on to find out if it's worth having... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% intro on purchases for 15 months | N/A | 15.49% - 25.49% (Variable) | $0 |
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 | Spark Classic from Capital One offers 1% cash back on every purchase. This card is for business owners with average credit. There is no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 26.99% (Variable) | $0 |
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 | Capital One QuicksilverOne Cash Rewards Credit Card earns 1.5% cash back on all purchases. After making your first 5 monthly payments on time, you can be eligible to receive a higher credit line. There is a $39 annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 24.99% (Variable) | $39 |
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 | Capital One VentureOne Rewards Credit Card offers a one-time bonus of 20,000 miles if you spend $500 on purchases within three months of account opening. 20,000 miles is equal to $200 in travel. This card earns 1.25 miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There is a 0% intro APR on purchases for 12 months. After that, a variable APR, currently 15.49% to 25.49%. There are no foreign transaction fees. There is no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% intro on purchases for 12 months | N/A | 15.49% - 25.49% (Variable) | $0 |
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 | Journey Student Rewards from Capital One offers 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month. After you make your first 5 monthly payments on time, you may get access to a higher credit line. There is no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 26.99% (Variable) | $0 |
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 | Spark Cash from Capital One offers $500 cash bonus after you spend $4,500 on purchases within the first 3 months. This card earns 2% cash back on every purchase. There is a $95 annual fee ($0 intro annual fee for the first year). | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 20.99% (Variable) | $0 intro for first year; $95 after that |
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 | Spark Miles from Capital One offers a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months. This card earns 2 miles per $1 on every purchase. There is a $95 annual fee ($0 intro annual fee for the first year). | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 20.99% (Variable) | $0 intro for first year; $95 after that |
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| Citi Premier℠ Card earns 60,000 bonus points after you spend $4,000 within the first 3 months of account opening. This card earns 3 points per $1 spent on travel (including gas), 3 points per $1 spent at restaurants and supermarkets, and 1 point per $1 spent on other purchases. There is a $95 annual fee. | Our Review: If you're looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi Premier card deserves a look. This card offers triple reward points for travel, triple reward points for dining and supermarket, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 23.99%* (Variable) | $95 |
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 | Citi Prestige® Card earns 5x points on air travel and restaurants, 3x points on hotels and cruise, and 1x points on all other purchases. There is a $495 annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 16.99% - 23.99%* (Variable) | $495 |
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 | Spark Cash Select from Capital One offers a one-time bonus of $200 if you spend $3,000 on purchases within three months of account opening. This card earns 1.5% cash back on every purchase. There is a 0% intro APR on purchases for 9 months. After that, a variable APR, currently 13.99% - 23.99%. There is no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 9 months | N/A | 13.99% - 23.99% (Variable) | $0 |
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 | Hilton Honors American Express Aspire Card offers 150,000 Bonus Points after you spend $4,000 on purchases within the first 3 months of opening your new card account. You earn a Weekend Night Reward with your new card and every year after renewal. Plus, you earn an additional night after you spend $60,000 on purchases on your card in a calendar year. You earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton Portfolio. You earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com, car rentals booked directly with select car rental companies, and U.S. restaurants. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. You enjoy complimentary Hilton Honors Diamond Status. You also enjoy up to $250 in statement credit each year for eligible purchases at participating Hilton Resorts. There is a $450 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.74% - 24.74% Variable | $450 |
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 | Citi® / AAdvantage® Executive World Elite Mastercard® offers 50,000 American Airlines AAdvantage® miles if you spend $5,000 on purchases within the first three months of opening your account. Enjoy Admirals Club membership and complimentary Admirals Club lounge access for authorized users. This card lets you enjoy priority check-in (where available), priority airport screening (where available), and priority boarding (Group 4) on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 8 companions traveling with you on the same reservation). There is a $450 annual fee.
Plus, each year, you earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) if you spend $40,000 in purchases during the calendar year. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 24.99%* (Variable) | $450 |
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| Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening. Plus, you earn a $125 AA Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
This card earns 2 miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. This card lets you enjoy preferred boarding on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 4 companions traveling with you on the same reservation). There is a $99 annual fee (waived for the first 12 months). | Our Review: If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.99% - 24.99%* (Variable) | $99, waived for first 12 months* |
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| Discover it® chrome will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 2% cash back at gas stations and restaurants (on up to $1k in combined purchases every quarter with no quarterly activation required). All other purchases earn 1%. | Our Review: Do you eat out and drive a lot? If you want cash back rewards without having to think too much, the Discover It Chrome could be the right fit for you... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 14 months | 0% for 14 months | 11.99% - 22.99% Variable | $0 |
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| Discover it® Miles will match all the miles you've earned at the end of your first year. This offer is limited to new cardmembers only. This card earns 1.5x miles on all purchases and has no annual fee. | Our Review: Discover it Miles rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Plus, as a promotion, the card will match the miles you earn at the end of your first year... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 14 months | 10.99% for 14 months | 11.99% - 22.99% Variable | $0 |
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 | Spark Miles Select from Capital One offers a one-time bonus of 20,000 miles if you spend $3,000 on purchases within three months of account opening. This card earns 1.5 miles per dollar on every purchase. There is a 0% intro APR on purchases for 9 months. After that, a variable APR, currently 13.99% - 23.99%. There is no annual fee. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 9 months | N/A | 13.99% - 23.99% (Variable) | $0 |
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 | American Express® Green Card earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months. This card earns 3X points on eligible travel and at restaurants worldwide. There are no foreign transaction fees. There is a $150 annual fee. Terms apply. | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | See Pay Over Time APR | $150 |
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| Capital One Platinum Credit Card offers a no annual fee credit card to people with fair credit. You may get access to a higher credit limit after you make your first 6 monthly payments on time. | Our Review: Capital One Platinum Credit Card is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 24.99% (Variable) | $0 |
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| Costco Anywhere Visa® Card by Citi earns 4% cash back on eligible gas purchases for the first $7,000 per year, and then 1% thereafter. This card earns 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; and 1% cash back on all other purchases. There is no annual fee with your paid Costco membership. | Our Review: The Citi Costco card offers high cash back for gas and Costco purchases, but there are limitations to know before you apply. Read on for the pros and cons... Read full review | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 15.24%* (Variable) | $0 |
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Disclaimer: The information for the American Express® Business Gold Card, Capital One Venture Rewards Credit Card, The Business Platinum Card® from American Express, The Plum Card® from American Express, Delta SkyMiles® Gold Business American Express Card, HSBC Cash Rewards Mastercard® credit card, Southwest Rapid Rewards Premier Business Credit Card, The Hilton Honors American Express Business Card, Wells Fargo Propel American Express® card, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, Bank of America® Premium Rewards® credit card, Bank of America® Travel Rewards credit card, Delta SkyMiles® Platinum Business American Express Card, Delta SkyMiles® Reserve Business American Express Card, HSBC Gold Mastercard® credit card, Marriott Bonvoy Business™ American Express® Card, Discover it® Cash Back, Discover it® Student Cash Back, Southwest Rapid Rewards Premier Credit Card, Capital One Quicksilver Cash Rewards Credit Card, Spark Classic from Capital One, Capital One QuicksilverOne Cash Rewards Credit Card, Capital One VentureOne Rewards Credit Card, Journey Student Rewards from Capital One, Spark Cash from Capital One, Spark Miles from Capital One, Citi Premier℠ Card, Citi Prestige® Card, Spark Cash Select from Capital One, Hilton Honors American Express Aspire Card, Citi® / AAdvantage® Executive World Elite Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Discover it® chrome, Discover it® Miles, Spark Miles Select from Capital One, American Express® Green Card, Capital One Platinum Credit Card, and Costco Anywhere Visa® Card by Citi has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Save money when traveling internationally
A 3% fee on every transaction you make may not sound like a lot at first, but this cost can really add up. If your card doesn't have a foreign transaction fee, you'll avoid this expense altogether.
Using a credit card with no foreign transaction fee is usually the cheapest way to buy items when you are overseas, compared to using cash. Currency conversion services at retail stores, banks and airports cost you more in the long run. Networks like Visa and MasterCard usually use the wholesale market rate or the government-mandated rate.
Experience convenience
If you feel free to use your card while traveling, you'll save yourself the hassle of needing to carry large amounts of cash and converting it to another currency when you go to a new country.
Have a sense of safety
Carrying a credit card is much safer than carrying a lot of cash. In the event your card is lost or stolen, immediately contact your credit card issuer. See our Lost Wallet What to Do guide for tips.
Keep track of your expenses
When you use a credit card without a foreign transaction fee, you'll avoid the unpleasant surprise of being billed for more than you expected. Your statement also serves as a log of your expenses, which is helpful if you're sharing costs with a travel companion.
Reward yourself, not the bank
Credit cards with rewards usually earn a base rate of 1% of the purchase amount. A 3% foreign transaction fee can really put a dent into the net amount you earn, even if your travels are short. There are plenty of great rewards cards on the market that are better suited for people who travel internationally.
Remember, it's often helpful to call your credit card company in advance to let them know you will be traveling outside the US so that they are less likely to decline purchases you make while traveling.