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CIT Bank Promotions

CIT Bank is currently offering seven promotions. Read our in-depth review of CIT Bank to see why CIT Bank scored 4.5 stars out of 5. We like their high apy, no minimum deposit for savings, and no monthly service fees.

    Open a Savings Builder High Yield Savings Account and Get a 2.25% APY. Terms Apply

    Premier High Yield Savings Account

    • 1.55% APY
    • $100 Minimum Opening Deposit
    • No Fees to Open or Maintain Account
    • Daily Compounding Interest
    • No Minimum Daily Balance Requirement
    • FDIC Insured

    Money Market Account

    • 1.85% APY
    • $100 Minimum Opening Deposit
    • No monthly maintenance fee
    • FDIC Insured

    Open a CD with CIT

    Term CDs

    • $1,000 Minimum Opening Deposit
    • Up to 2.50% APY
    • Up to 5 years
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

    No-Penalty CD

    • Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
    • $1,000 Minimum Opening Deposit
    • Up to 2.05% APY
    • 11 Months
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

    Jumbo CDs

    • $100,000 Minimum Opening Deposit
    • Up to 1.75% APY
    • Up to 5 years
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

CIT Bank Offers You May Have Missed

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    $100

    $100 Cash Bonus When You Open a Premier High Yield Savings Account

    Expired 12/21/2017

    Conditions apply.

    High Yield Savings Account - $100 Bonus

    Open a High Yield Savings account between March 31 - June 30, 2017. Fund account with $15,000 - $99,999 within 90 days of account opening to qualify to this offer. A minimum of $15,000 should be maintained in the account for at least 3 full statement cycles to get $100 bonus.

    Expired 6/30/2018

    1.35% APY - Premier High Yield Savings Account

    Expired 12/21/2017

    1.35% APY on balances up to $250k

    High Yield Savings Account - $100 Bonus

    Open a Premier High Yield Savings account using the promo code PREMIER. Minimum opening deposit is $100. To get $100 cash bonus, account must be funded with at least $15,000 within 30 days of account opening and on or before September 8, 2017. Account must maintain $15,000 or more for at least 3 full statement cycle.

    Expired 9/8/2017

    Premier High Yield Savings Account - $100 Bonus

    Open a Premier High Yield Savings account using the promo code PREMIER. Minimum opening deposit is $100. To get $100 cash bonus, account must be funded with at least $15,000 within 30 days of account opening and on or before September 8, 2017. Account must maintain $15,000 or more for at least 3 full statement cycle.

    Expired 9/8/2017

    High Yield Savings - $250 Bonus

    Open a High Yield Savings account between March 31 - June 30, 2017. Fund account with $100,000 - $299,999 within 90 days of account opening to qualify to this offer. A minimum of $100,000 should be maintained in the account for at least 3 full statement cycles to get $250 bonus.

    Expired 6/30/2017

    High Yield Savings - $250 Bonus

    Open a High Yield Savings account between March 31 - June 30, 2017. Fund account with $100,000 - $299,999 within 90 days of account opening to qualify to this offer. A minimum of $100,000 should be maintained in the account for at least 3 full statement cycles to get $250 bonus.

    Expired 6/30/2017

    High Yield Savings - $400 Bonus

    Open a High Yield Savings account between March 31 - June 30, 2017. Fund account with $300,000 or more within 90 days of account opening to qualify to this offer. A minimum of $300,000 should be maintained in the account for at least 3 full statement cycles to get $400 bonus.

    Expired 6/30/2017

    High Yield Savings - $100 Bonus

    Open a High Yield Savings account between February 1 - April 28, 2017. Fund account with $15,000 - $149,999 within 90 days of account opening to qualify to this offer. A minimum of $15,000 should be maintained in the account for at least 3 full statement cycles to get $100 bonus.

    Expired 4/28/2017

    High Yield Savings - $200 Bonus

    Open a High Yield Savings account between February 1 - April 28, 2017. Fund account with $500,000 or more within 90 days of account opening to qualify to this offer. A minimum of $150,000 should be maintained in the account for at least 3 full statement cycles to get $200 bonus.

    Expired 4/28/2017

CIT Bank offers some of the highest interest rates on the market. It is an online-only bank. Because there is no overhead typical of brick-and-mortar banks, CIT can pass the savings to customers in forms of higher interest rates.

CIT offers savings, money market, and a variety of CDs. There are no maintenance fees on any of the deposit accounts.

How to Get the Best Promo at CIT Bank

  • Look for promo codes. Keep your eye out on our page for coupons. Once in a while, CIT offers deal coupons to new customers. For example, you may get a cash bonus when you open a certain account. If you see one, be aware of when the offer expires and act on it quick.

  • Get the Money Market account. CIT's money market account is one of the best out there. Its APY is one of the highest offered by CIT. You don't need a coupon code to enjoy the high rate.

What Bank Account to Open at CIT Bank

  • Money Market. CIT's money market account offers significantly higher APY rates than competitor online banks. The opening deposit is just $100 and there are no maintenance fees. The APY is even higher than that of the savings account and many CDs, and plus you get more flexibility in how you use your money.

  • High Investor Savings. The APY for CIT's savings account is pretty solid too. You just need $100 to open the account. There are no maintenance fees.

  • No-Penalty CD. If you're not sure if you can commit to not touching your money for a specific term, CIT offers a no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. There is a minimum deposit of $1,000.

What Not to Open at CIT Bank

  • Term CDs over 2 years. Usually, CDs with longer terms have higher APY. However, CIT's longer term CDs (2 years and above) actually have lower APYs than their 18-month CD. If you're looking for a long-term CD, other banks can offer better rates.

    Highlights

    Savings
    1.55% APY. $100 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
    CD
    Term CDs up to 2.50% APY. $1,000 minimum opening deposit. No monthly maintenance fee.
    Money Market
    1.85% APY. $100 minimum deposit. No monthly maintenance fee.
    Customer Service
    Monday - Friday: 8:00 am - 9:00 pm (ET)
    Saturday: 9:00 am - 5:00 pm (ET)
    Sunday: 11:00 am - 4:00 pm (ET)
    Locations
    Online Only

    More Information

  • Pricing information from published website as of 7/5/2018
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 CIT BankAlly Bank
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CIT Bank

Ally Bank

 

Benefits and Features

Savings1.55% APY. $100 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.2.00% APY. No monthly service fee and no minimum deposit.
CDTerm CDs up to 2.50% APY. $1,000 minimum opening deposit. No monthly maintenance fee.0.75% to 3.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.65%. No minimum deposit to open.
Checking 0.10% APY under $15,000; 0.60% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle.
Money Market1.85% APY. $100 minimum deposit. No monthly maintenance fee.0.90% APY under $25,000; 1.00% APY $25,000 or more. No monthly service fee and no minimum deposit.
Customer ServiceMonday - Friday: 8:00 am - 9:00 pm (ET)
Saturday: 9:00 am - 5:00 pm (ET)
Sunday: 11:00 am - 4:00 pm (ET)
24/7
ATMs Over 43,000 no-fee Allpoint ATMs
Locations
Online Only
Online Only
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

CIT Bank: Pricing information from published website as of 7/5/2018

Ally Bank: Pricing information from published website as of 11/20/2018


Articles on CIT Bank

    CIT Bank Reviews

    December 16, 2017 - Reviews for CIT Bank
    CIT Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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