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Money Market


Compare Money Market

    Capital One

    • Money Market: 0.85% APY up to $9,999.99; 1.70% APY $10,000 or more. No monthly service fee and no minimum deposit.
    Pros:
    • Overdraft protection options
    • No account minimums
    • 27 Capital One cafes for in-person support
    Cons:
    • Lower savings APY compared to other online banks

    Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review

    Capital One 360 Checking - $25 Offer

    TIAA Bank

    • Money Market: 1.01% - 1.80% APY depending on balance. 1-year 2.00% intro APY on balances up to $250,000. No monthly service fee. Minimum deposit of $5,000.
    Pros:
    • High intro APY
    • No monthly service fees
    • Refund ATM fees
    Cons:
    • Large minimum deposit
    • Intro rate only for one year

    Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you... Read full review

    Yield Pledge Checking

    UFB Direct
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    UFB Direct

    • Money Market: 2.00% APY for balances of $25,000 and above.

    UFB High Yield Savings - Earn up to 2.00% APY

    CIT Bank
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    CIT Bank

    • Money Market: 1.85% APY. $100 minimum deposit. No monthly maintenance fee.
    Pros:
    • High APY
    • No minimum deposit for savings
    • No monthly service fees
    Cons:
    • No checking accounts
    • No ATM card

    Our Review: (4.5) Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account... Read full review

    CIT Bank Savings Builder - Up to $300 Bonus

    Discover Bank
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    Discover Bank

    • Money Market: 1.65% APY under $100,000; 1.70% APY $100,000 or more. No fees. $2,500 minimum deposit.
    Pros:
    • High yield
    • Cashback checking
    • 24/7 customer service
    Cons:
    • No interest checking
    • $2,500 minimum deposit for CDs

    Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

    Online Savings Account - Earn 1.80% APY

    Santander Bank

    • Money Market: 0.15% - 1.41% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
    Pros:
    • Easy to waive monthly fees
    • High APY for CDs
    • Free student checking
    Cons:
    • Low interest for Premier Plus Checking

    Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review

    Business Checking Account - $250 Bonus

    NBKC Bank

    NBKC Bank

    • Money Market: 1.66% APY on balances up to $1 Million. $5 to open, no monthly service fees

    Synchrony Bank

    • Money Market: 1.20% APY. No monthly service fee and no minimum deposit.
    Pros:
    • Savings with ATM card
    • High APY
    • All balance tiers receive same rate
    Cons:
    • No checking account
    • $2,000 minimum deposit for CDs
    • Limited customer service hours

    Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

    High Yield Savings

    Axos Bank
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    Axos Bank

    • Money Market: 1.05% APY. No minimum balance requirements. No fees to open or maintain account.

    If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank... Read full review

    Rewards Checking

    Ally Bank
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    Ally Bank

    • Money Market: 0.75% APY. No monthly service fee and no minimum deposit.
    Pros:
    • CD options
    • No account minimums
    • 24/7 customer service
    Cons:
    • Low Checking APY for lower balance customers

    Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review

    Online Savings Account

    Huntington Bank
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    Huntington Bank

    • Money Market: 0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
    Pros:
    • Free checking option
    • 24-hr grace for overdrafts
    • All day deposit
    • 24-hr customer service
    Cons:
    • Limited branches
    • Low savings APY

    Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you... Read full review

    Relationship Money Market Account - Earn 1.50% (0.87% APY)

    M&T Bank

    • Money Market: M&T MyChoice Money Market account Regular rate of 0.04% - 0.39% APY, Premium rate of 0.05% - 0.47% APY for qualifying customers.
    Pros:
    • Free checking option
    • High APY for Promo CD
    • Free savings with checking
    Cons:
    • Fee heavy
    • Subpar savings APY
    • Limited branches

    Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

    Personal Checking Account - Up to $250 Bonus

    TD Bank

    • Money Market: 0.03% - 0.20% APY (up to 0.25% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
    Pros:
    • Extended banking hours
    • Low requirements to waive monthly fees
    • No foreign transaction fees
    Cons:
    • No free checking
    • Low APY
    • Only on East Coast

    Our Review: (3.4) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

    TD Bank Beyond Checking Account - $300 Cash Bonus

    Fifth Third Bank

    • Money Market: 0.01% - 0.10% APY Standard Rate (0.02% - 0.20% APY Relationship Rate). No minimum deposit. Monthly service charge of $5, unless 1) you have a Fifth Third Checking Account or 2) you maintain an average monthly balance of $500 or more, or 3) you or someone under age 18 is an owner of the account, or 4) you are enrolled in Fifth Third Military Banking
    Pros:
    • Free Express Checking
    • Free student checking
    • Promo CD with high APY
    Cons:
    • Higher balance requirements
    • Low savings APY
    • Limited branches

    Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

    Fifth Third Business Checking Account - $500 Bonus

    PNC Bank

    • Money Market: 0.02% - 0.16% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
    Pros:
    • Virtual Wallet tools
    • Relatively easy to waive fees
    • Free student account
    Cons:
    • Limited branches
    • Low APY

    Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

    Virtual Wallet with Performance Select Checking - $300 Cash Bonus

    Citizens Bank

    • Money Market: Several types of Money Market accounts. 0.01% - 0.12% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
    Pros:
    • One Deposit Checking
    • GoalTrack Savings
    • 24/7 customer service
    Cons:
    • Low APY
    • Heavy overdraft fees
    • Limited branches

    Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

    GoalTrack Savings Program – up to $250 in Gift Cards

    Citibank

    • Money Market: A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
    Pros:
    • Perks for high balance customers
    • Many fee-free ATMs
    • Global presence
    Cons:
    • No free checking option
    • Higher balance requirements
    • Low savings APY

    Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out... Read full review

    Citi Priority Package - $700 Bonus

    KeyBank

    • Money Market: Standard rate of 0.05% APY depending on balance. (3-Month Variable bonus relationship rate of 0.14% APY for a minimum opening deposit of $5,000) $50 minimum opening deposit. Monthly maintenance charge of $12. Can be waived with $5,000 daily balance or monthly direct deposit of at least $25.00 or having a qualifying Key Checking Account.
    Pros:
    • HelloWallet financial tools
    • Free checking option
    • 24/7 customer service
    Cons:
    • Limited branches
    • High account fees

    Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

    Key Checking Account - $300 Bonus

    US Bank

    • Money Market: 0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
    Pros:
    • Promo CD with high APY
    • Free student account
    • 24/7 customer service
    Cons:
    • High minimums to waive fees
    • Low savings APY

    Our Review: (3.7) U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?... Read full review

    Consumer Checking Account - $300 Bonus

    Wells Fargo

    • Money Market: Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship.

    Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

    Checking and Savings Account - $650 Bonus

    TCF Bank

    • Money Market: 0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.

    Savings Account

    Regions Bank

    • Money Market: Two types of Money Market accounts - Regions Money Market Account and Premium Money Market Account. Regions Money Market: $12 monthly fee. Premium Money Market: $15 monthly fee.
    Pros:
    • $50 to open checking account
    • Relationship Rewards program
    • LifeGreen Savings annual bonus
    Cons:
    • No free checking option
    • Limited branches
    • Low savings APY

    Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

    LifeGreen Savings Account – Up to $100 Annual Savings Bonus

    SunTrust Bank

    • Money Market: Minimum opening deposit $100. Monthly maintenance fee $17 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
    Pros:
    • High APY for CDs
    • Free student account
    • Good customer service
    Cons:
    • No free checking option
    • Low savings APY
    • Limited branches

    Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review

    SunTrust Advantage Checking Account - $300 Bonus


Articles on Money Market

    Best Money Market Rates

    April 11, 2019 - Reviews
    Good money market accounts offer higher interest rates than CDs with more flexibility. Read on to find out what bank has the best money market account.

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