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Family Credit Cards

Family credit cards come with features that can help keep families on track with their spending. If you're in the market for a new credit card, you might want to consider looking for some of these features that will have huge benefits for your family.


Gas Rewards for Families

Gas is one of the highest area of everyday spending for families. Earn rewards on your next visit to the fuel pump.

Discover® Open Road Card
Apply for Discover® Open Road Card
Editors' Choice
Gas Credit Cards
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsDining RewardsGas Rewards$0 Fraud Liability
Gas Rewards Benefit: 2% cashback bonus at gas stations all year long.
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
10.99% - 19.99% (Variable)
$0

Blue Cash Everyday℠ Card from American Express
Apply for Blue Cash Everyday℠ Card from American Express
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Gas Rewards Benefit: 2% cash back at gas stations.
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
17.24% - 22.24% (Variable)
$0

TrueEarnings® Card from Costco and American Express
Apply for TrueEarnings® Card from Costco and American Express
  • American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Cash Back RewardsTravel RewardsDining RewardsGas RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Gas Rewards Benefit: 3% cash back for the first $3,000 in annual gasoline purchases (1% thereafter)
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
15.24% (Variable)
$0

SimplyCash® Business Card from American Express OPEN
Apply for SimplyCash® Business Card from American Express OPEN
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee
Cash Back RewardsGas RewardsOffice RewardsDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceIdentity Theft Assistance
Gas Rewards Benefit: 3% cash back on gasoline purchases up to $12,000 per year and then 1% cash back
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
12.24% - 19.24% (Variable)
$0

Grocery Rewards for Families

Feeding a family is expensive. Use a grocery rewards credit card to earn rewards on your supermarket purchases.

Blue Cash Everyday℠ Card from American Express
Apply for Blue Cash Everyday℠ Card from American Express
Editors' Choice
Grocery Rewards Credit Cards
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Grocery Rewards Benefit: 3% cash back at supermarkets.
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
17.24% - 22.24% (Variable)
$0

American Express® Premier Rewards Gold Card
Apply for American Express® Premier Rewards Gold Card
  • Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward PointsInstant ApprovalGas RewardsGrocery RewardsEvents Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
Grocery Rewards Benefit: Earn double points on groceries.
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$175

Citi ThankYou℠ Premier Card
Apply for Citi ThankYou℠ Premier Card
  • Earn 30,000 bonus ThankYou(r) Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
  • 1 ThankYou point for every dollar you spend on purchases
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
  • No foreign transaction fees on purchases*
  • Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
  • No points cap and no expiration of points
Introductory Bonus Reward PointsPoint RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Grocery Rewards Benefit: Earn 1.2 ThankYou Points for purchases at supermarkets
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
13.99% - 22.99% (Variable)
$125

Citi Dividend Platinum Select® Card for College Students
Apply for Citi Dividend Platinum Select® Card for College Students
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Travel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Grocery Rewards Benefit: Earn 5% cash back at supermarkets for first 6 months.
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 21.99% (Variable)
$0

Family Student Cards

A family student credit card can help you begin teaching your older teens about credit responsibility, and it can also be a way for them to build a credit score so they can get their own credit later on. Some cards let you set a different credit limit on each card on the account. This can be useful to limit spending. Remember that you'll still be responsible for the balance. However, if your teenager learns to use the card for small expenses, such as gas, and to pay them back every month, a low-limit card can be a valuable learning experience.

Citi Dividend Platinum Select® Card for College Students
Apply for Citi Dividend Platinum Select® Card for College Students
Editors' Choice
Student Credit Cards
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Travel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 21.99% (Variable)
$0

Discover® Student Card - $25 Cashback Bonus
Apply for Discover® Student Card - $25 Cashback Bonus
  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months.
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentIntroductory Bonus Cash BackCash Back RewardsNo Expiration on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 20.99% (Variable)
$0

Discover® Student Card
Apply for Discover® Student Card
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 20.99% (Variable)
$0

Citi Forward® Card for College Students
Apply for Citi Forward® Card for College Students
  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
StudentIntroductory Bonus Reward PointsPoint RewardsBonus Reward Points$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 22.99% (Variable)
$0

Articles on Family Credit Cards

    Best Credit Cards for Weddings

    January 11, 2012 - By Charles Tran - Deals
    With the start of the 2012 wedding season, we've put together our recommendations on the best credit card offers to help engaged couples plan their wedding.

    4 Lessons About Getting Out of Debt From the U.S. Government

    January 2, 2012 - Tips
    David Bakke managed to climb out of $30,000 in personal debt, and now shares his story and personal finance tips on Money Crashers .
    Infographics: Happy Holiday

    Happy Holidays: Holiday Season in America

    December 19, 2011 - By Andrew Green - Tips
    With the holiday season upon us once again, the time has come for us to gather and celebrate with friends and family by exchanging gifts, reflecting upon our lives and giving thanks.
    Infographics: Thanksgiving 2011

    Thanksgiving 2011

    November 14, 2011 - By Andrew Green - Tips
    As Americans enjoy Thanksgiving and its turkey, stuffing, cranberries, potatoes and pumpkin pies, we've compiled the facts and figures about our national holiday, just in time for the beginning of the holiday shopping season.

    Best Credit Cards for Young Adults

    October 6, 2011 - By Meghan Clark - Tips
    So you have decided to venture into the world of credit cards. Nothing quite says adult like the ability to whip out your plastic to cover your purchases! But, as you have probably found, deciding which credit card is best for you is a difficult ...
    Infographics: Labor Day

    Labor Day 2011

    August 28, 2011 - By Andrew Green - Tips
    As a tribute to all of the hard working Americans out there, we have compiled some interesting facts and figures about the U.S. work force just in time for Labor Day.

    Best Family Credit Cards for Back to School

    By Meghan Clark - Tips
    Back-to-school shopping can be a real drain on your budget. With all of the necessary supplies (and now, all of the expensive electronics!) and school clothes, the costs can really add up. When you’re on a tight budget, the back-to-school ...
    Mom Playing with Child

    Top 10 Financial Mistakes Moms Make

    By Abigail Hall - Tips
    There’s no doubt about it: being a mom involves juggling all sorts of issues and wearing about a hundred hats a day. You’re a chauffeur, a cook, a coach, a teacher, an organizer, a housekeeper, and, if you’re like many modern moms, you have a ...
    Family of Shadows

    5 Ideas to Stretch the Dollar with Kids

    By Grace Carter - Tips
    Maintaining a household budget takes on an entirely new meaning when you have kids. In fact, kids have a way of squashing a household budget before you can say…kids!
    Lego Star Wars Storm Trooper with Gifts

    Family Time: 4 Ways to Teach Financial Literacy to Kids of All Ages

    By Abigail Hall - Tips
    As a mathematics teacher for students of any age, you probably want to teach your students practical things that will help them succeed at the game of life. Luckily, there are lots of fun and interesting ways to teach kids about money and what ...

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