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Family Credit Cards

Family credit cards come with features that can help keep families on track with their spending. If you're in the market for a new credit card, you might want to consider looking for some of these features that will have huge benefits for your family.


Gas Rewards for Families

Gas is one of the highest areas of everyday spending for families. Earn rewards on your next visit to the fuel pump.

Barclaycard Rewards MasterCard - Average Credit
Read ReviewApply for Barclaycard Rewards MasterCard - Average Credit
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account."
Cash Back RewardsPoint RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards
Gas Rewards Benefit: Earn 2 points per $1 spent on gas
Our Review: For people with average credit looking to earn reward points with no annual fee, the Barclaycard Rewards MasterCard is a good pick. The card's relatively high interest rate makes it best suited for people who plan to pay in full each month... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99%* (Variable)
$0

Harley-Davidson Visa Credit Card
Read ReviewApply for Harley-Davidson Visa Credit Card
  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships*
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
  • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash*
  • No limit to how much Harley Chrome® Cash you can earn
  • Chances to win a new Harley-Davidson® motorcycle every month*
  • No Annual Fee
Point RewardsDining RewardsGas RewardsNo Limits on Rewards
Gas Rewards Benefit: Earn 2 points for every $1 spent at gas stations
Our Review: With 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants, the Harley-Davidson Visa Credit Card is a great fit for the biker lifestyle. There is no annual fee, so don't hit the road without considering this card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 22.99%* (Variable)
$0

Discover it chrome
Apply for Discover it chrome
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases and balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • APR won't go up if you pay late.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
Cash Back RewardsDining RewardsGas RewardsCar Rental Insurance$0 Fraud Liability
Gas Rewards Benefit: 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
10.99% - 22.99% Variable*
$0

Discover it chrome for Students
Apply for Discover it chrome for Students
  • No annual fee, no late fee on your first late payment, no overlimit fee and no foreign transaction fee*.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months - then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • U.S. based customer service - anytime, day and night.
  • *Click "Apply" to see rates, rewards and other information.
StudentCash Back RewardsDining RewardsGas Rewards
Gas Rewards Benefit: 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*.
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
See Terms
12.99% - 21.99% Variable*
$0

Grocery Rewards for Families

Feeding a family is expensive. Use a grocery rewards credit card to earn rewards on your supermarket purchases.

Barclaycard Rewards MasterCard - Average Credit
Read ReviewApply for Barclaycard Rewards MasterCard - Average Credit
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account."
Cash Back RewardsPoint RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards
Grocery Rewards Benefit: Earn 2 points per $1 spent on groceries
Our Review: For people with average credit looking to earn reward points with no annual fee, the Barclaycard Rewards MasterCard is a good pick. The card's relatively high interest rate makes it best suited for people who plan to pay in full each month... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99%* (Variable)
$0

Citi Hilton HHonors Visa Signature Card
Read ReviewApply for Citi Hilton HHonors Visa Signature Card
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsurancePurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Grocery Rewards Benefit: Earn 3 HHonors Bonus Points per $1 spent on purchases at supermarkets
Our Review: The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.24% - 16.24%* (Variable)
None

Family Student Cards

A family student credit card can help you begin teaching your older teens about credit responsibility, and it can also be a way for them to build a credit score so they can get their own credit later on. Some cards let you set a different credit limit on each card on the account. This can be useful to limit spending. Remember that you'll still be responsible for the balance. Using a low-limit credit card for small expenses, such as gas, and paying the balance off every month can be a valuable learning experience.

Citi ThankYou Preferred Card for College Students
Apply for Citi ThankYou Preferred Card for College Students
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
StudentIntroductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 7 months
N/A
13.99% - 23.99%* (Variable)
$0

Discover it for Students
Read ReviewApply for Discover it for Students
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information
StudentCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It for Students. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
See Terms
12.99% - 21.99% Variable*
$0

Citi Dividend Card for College Students
Read ReviewApply for Citi Dividend Card for College Students
  • Build credit while earning cash back fast
  • Earn 5% Cash Back in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • No Annual Fee
  • Click Apply Now for pricing details
StudentCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance Identity Theft Assistance
Our Review: Free of annual fees, the Citi® Dividend® Card for College Students offers 1% cash back on all eligible purchases. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 7 months*
N/A
13.99% - 23.99%* (Variable)
$0*

Discover it for Students with $20 Cashback Bonus
Apply for Discover it for Students with $20 Cashback Bonus
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • Experience our cash rewards with $20 Cashback Bonus® after you make your first purchase within 3 months of approval.*
  • *Click "Apply" to see rates, rewards and other information
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/ASee Terms
12.99% - 21.99% Variable*
$0

Disclaimer: Discover is a paid advertiser of CreditDonkey.


Articles on Family Credit Cards

    Infographic: Money Tips that Grow With Your Children

    Kids and Money

    By Kelly Teh - Money Tips
    Vaccinations are tough. Battles over vegetables are trying. But few parenting challenges are more daunting than walking through a toy store with a preschooler. To young children, just about every toy is appealing, and the notion that mom or dad ...
    Infographic: New Moms

    New Moms

    By Maria C - Money Tips
    Few things change a woman’s life more than becoming a mother. Physically, emotionally, and financially, post-baby life is a whole new country full of its own joys and terrors.
    Credit Cards for Teens

    Credit Cards for Teens

    By Annette O'Connor - Money Tips
    Teenagers behind the steering wheel have always made the hearts of parents pulse with panic. No matter the age of your child, you always want to protect them from physical danger. That same sense of fear doesn’t seem to stretch into the ...

    Money Mistakes Learned from Mom

    May 6, 2014 - By Tammy K - Money Tips
    I learned a lot of valuable lessons from my mother (always do your homework, live within your means, and peanut butter and jelly sandwiches make everything better are among my favorites), but some of the most enduring skills I picked up from her ...

    Study: Best Big Cities for Moms

    May 5, 2014 - By Tina O - Money Tips
    Moms have the toughest jobs in the world. The hours are terrible, the pay is nonexistent, and there’s no vacation time. But the job of mothering can be easier for those living in certain areas.

    Best Cities for Mothers

    May 4, 2014 - By Tina O - Money Tips
    Mom duty is challenging no matter where you call home. If you live in an area that eases the stress you feel while you shuffle the kids around and try to get things done under tight timetables on a daily basis, you may have it easier than most. ...

    Best States for Kids

    March 26, 2014 - By Livia Gershon - Money Tips
    Everyone loves to tell you how much things will change when you have kids. It’s not just your life getting turned upside down by the new little people in your life – it’s your view on the surroundings around you as well. Suddenly, being down the ...

    Recalls New Parents Need to Know

    February 1, 2014 - By Mitch Lipka - Money Tips
    Being a new parent comes with great joy, new responsibilities, and some homework. Yes, homework. While you can score some great deals at yard sales, consignment shops, and hand-me-downs from friends and families, every baby item comes with its ...

    Best Up-and-Coming Cities in California

    January 29, 2014 - By Lauren W - Money Tips
    The allure of California is strong: its golden beaches, great weather throughout most of the state, and tons of entertainment make the area a great place to raise a family. But the massive size may make it difficult to narrow down which ...

    Best States to Raise a Family

    American families have 50 choices. The state they live in may depend on where they grew up, where they work, or what type of environment makes them happiest. And in many cases, the decision on where to park their family takes into account ...

About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.