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Family Credit Cards

Family credit cards come with features that can help keep families on track with their spending. If you're in the market for a new credit card, you might want to consider looking for some of these features that will have huge benefits for your family.


Gas Rewards for Families

Gas is one of the highest areas of everyday spending for families. Earn rewards on your next visit to the fuel pump.

Blue Cash Preferred Card from American Express
Read ReviewApply for Blue Cash Preferred Card from American Express
At American Express' Secure Site
  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance
Gas Rewards Benefit: 3% cash back at US gas stations
Our Review: If you are looking to get cash back rewards on common household categories like gas and groceries, consider the American Express Blue Cash Preferred Card. American Express created the Preferred card (with a $75 annual fee) as an upgrade to the Blue Cash Everyday Card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$75

TrueEarnings Card from Costco and American Express
Read ReviewApply for TrueEarnings Card from Costco and American Express
At American Express' Secure Site
  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
  • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
  • Terms and restrictions apply
Cash Back RewardsDining RewardsGas RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud Liability
Gas Rewards Benefit: 3% Cash back at US gas stations (including on gasoline at Costco) up to $4,000 per year in purchases, then 1%
Our Review: Costco shoppers looking for rewards on their in-store and gasoline purchases should check out the TrueEarnings Card from Costco and American Express. There is no annual fee for active Costco members... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 6 months
None
15.24% Variable
No Annual Fee with your paid Costco Membership

Blue Cash Everyday Card from American Express
Read ReviewApply for Blue Cash Everyday Card from American Express
At American Express' Secure Site
  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Gas Rewards Benefit: 2% at US gas stations. Terms and limitations apply
Our Review: If you’re looking for a cash back credit card that rewards you for common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday Card from American Express. This card also offers 1 year of Amazon Prime and $50 back after you spend $1,000 on purchases on your new card in your first 3 months... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$0

Discover it chrome for Students
Apply for Discover it chrome for Students
At Discover's Secure Site
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months-then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service-anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
StudentCash Back RewardsDining RewardsGas Rewards
Gas Rewards Benefit: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*.
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
12.99% - 21.99% Variable*
$0

Grocery Rewards for Families

Feeding a family is expensive. Use a grocery rewards credit card to earn rewards on your supermarket purchases.

Blue Cash Preferred Card from American Express
Read ReviewApply for Blue Cash Preferred Card from American Express
At American Express' Secure Site
  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance
Grocery Rewards Benefit: 6% cash back at US supermarkets on up to $6,000 per year in purchases
Our Review: If you are looking to get cash back rewards on common household categories like gas and groceries, consider the American Express Blue Cash Preferred Card. American Express created the Preferred card (with a $75 annual fee) as an upgrade to the Blue Cash Everyday Card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$75

Blue Cash Everyday Card from American Express
Read ReviewApply for Blue Cash Everyday Card from American Express
At American Express' Secure Site
  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Grocery Rewards Benefit: 3% at US supermarkets, up to $6,000 per year in purchases (1% thereafter). Terms and limitations apply
Our Review: If you’re looking for a cash back credit card that rewards you for common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday Card from American Express. This card also offers 1 year of Amazon Prime and $50 back after you spend $1,000 on purchases on your new card in your first 3 months... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$0

The Amex EveryDay Preferred Credit Card from American Express
Apply for The Amex EveryDay Preferred Credit Card from American Express
At American Express' Secure Site
  • Get One Year of Amazon Prime plus 15,000 Membership Rewards® points after you make $1,000 in purchases with your new Card in the first three months.
  • Earn 50% more points: Make 30 or more purchases with your Card in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance (prepaid hotel), on the American Express Travel site.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGas RewardsGrocery Rewards
Grocery Rewards Benefit: 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x). Terms and limitations apply
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$95

Barclaycard Rewards MasterCard - Average Credit
Read ReviewApply for Barclaycard Rewards MasterCard - Average Credit
At Barclaycard's Secure Site
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO®
  • Scores from your Barclaycard online account.
Cash Back RewardsPoint RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards
Grocery Rewards Benefit: Earn 2 points per $1 spent on groceries
Our Review: For people with average credit looking to earn reward points with no annual fee, the Barclaycard Rewards MasterCard is a good pick. It offers 2 points per dollar spent on three common expense categories — gas, groceries, and utilities. However, it does have its drawbacks, especially if you're the type of person who does not pay off your balance each month. The card comes with a high interest rate, which can accrue rather quickly, making it best suited for people who plan to pay in full each ..... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99%* (Variable)
$0

Family Student Cards

A family student credit card can help you begin teaching your older teens about credit responsibility, and it can also be a way for them to build a credit score so they can get their own credit later on. Some cards let you set a different credit limit on each card on the account. This can be useful to limit spending. Remember that you'll still be responsible for the balance. Using a low-limit credit card for small expenses, such as gas, and paying the balance off every month can be a valuable learning experience.

Citi ThankYou Preferred Card for College Students
Apply for Citi ThankYou Preferred Card for College Students
At Citi's Secure Site
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
StudentIntroductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 7 months
N/A
13.99% - 23.99%* (Variable)
$0

Discover it for Students
Read ReviewApply for Discover it for Students
At Discover's Secure Site
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • 100% U.S.- based customer service - anytime, day and night
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
StudentCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It for Students. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
12.99% - 21.99% Variable*
$0

Discover it for Students with $20 Cashback Bonus
Apply for Discover it for Students with $20 Cashback Bonus
At Discover's Secure Site
  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval*.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service - anytime, day and night
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
10.99% for 6 months
12.99% - 21.99% Variable*
$0

Discover it chrome for Students
Apply for Discover it chrome for Students
At Discover's Secure Site
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months-then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service-anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
StudentCash Back RewardsDining RewardsGas Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
12.99% - 21.99% Variable*
$0

Articles on Family Credit Cards

    Infographic: Money Tips that Grow With Your Children

    Kids and Money

    By Kelly Teh - Money Tips
    Vaccinations are tough. Battles over vegetables are trying. But few parenting challenges are more daunting than walking through a toy store with a preschooler. To young children, just about every toy is appealing, and the notion that mom or dad ...
    Infographic: New Moms

    New Moms

    By Maria C - Money Tips
    Few things change a woman’s life more than becoming a mother. Physically, emotionally, and financially, post-baby life is a whole new country full of its own joys and terrors.
    Credit Cards for Teens

    Credit Cards for Teens

    By Annette O'Connor - Money Tips
    Teenagers behind the steering wheel have always made the hearts of parents pulse with panic. No matter the age of your child, you always want to protect them from physical danger. That same sense of fear doesn’t seem to stretch into the ...

    ADT Vs Vivint

    September 10, 2014 - By Cynthia Cohen - Reviews
    Some people rely on their dog for security (a pit bull, yes but a toy poodle, not so much). Others feel a deadbolt offers enough reassurance when they turn in for the night. But many of us need to feel safer at night and when we’re away from home.

    Money Mistakes Learned from Mom

    By Tammy K - Money Tips
    I learned a lot of valuable lessons from my mother (always do your homework, live within your means, and peanut butter and jelly sandwiches make everything better are among my favorites), but some of the most enduring skills I picked up from her ...

    Study: Best Big Cities for Moms

    By Tina O - Money Tips
    Moms have the toughest jobs in the world. The hours are terrible, the pay is nonexistent, and there’s no vacation time. But the job of mothering can be easier for those living in certain areas.

    Best Cities for Mothers

    By Tina O - Money Tips
    Mom duty is challenging no matter where you call home. If you live in an area that eases the stress you feel while you shuffle the kids around and try to get things done under tight timetables on a daily basis, you may have it easier than most. ...

    Best States for Kids

    By Livia Gershon - Money Tips
    Everyone loves to tell you how much things will change when you have kids. It’s not just your life getting turned upside down by the new little people in your life – it’s your view on the surroundings around you as well. Suddenly, being down the ...

    Recalls New Parents Need to Know

    By Mitch Lipka - Money Tips
    Being a new parent comes with great joy, new responsibilities, and some homework. Yes, homework. While you can score some great deals at yard sales, consignment shops, and hand-me-downs from friends and families, every baby item comes with its ...

    Best Up-and-Coming Cities in California

    By Lauren Ward - Money Tips
    The allure of California is strong: its golden beaches, great weather throughout most of the state, and tons of entertainment make the area a great place to raise a family. But the massive size may make it difficult to narrow down which ...

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.