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Discover it Chrome vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

Discover it Chrome is a great rewards credit card with no annual fee for people on the go. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

 

Discover it® chrome

Chase Freedom

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% introductory APR for 15 months
Introductory APR for Balance Transfers0% introductory APR for 14 months0% introductory APR for 15 months
Purchase APR13.49% to 24.49% Variable based on your creditworthiness and other factors16.49% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR13.49% to 24.49% Variable based on your creditworthiness and other factors16.49% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back RewardsCash Back Rewards: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.Cash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2018:
January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay
April - June 2018: PayPal, Chase Pay and Grocery stores
Gas RewardsGas Rewards: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no signups needed*. 
Dining RewardsDining Rewards: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no signups needed*. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter
  • Intro APR
  • No foreign transaction fee
  • No annual fee
Cons:
  • Not a Visa/MasterCard
  • No rotating cash back categories
Pros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineGreat rewards credit card with no annual fee for people on the go... Read full reviewExcellent cash back credit card for cardholders who pay in full... Read full review
 Read Discover it Chrome ReviewRead Chase Freedom Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® chrome and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover it Chrome: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2018 from published websites and is believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on April 20, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Discover it Chrome or Chase Freedom?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover it Chrome or Chase Freedom Unlimited.


Explore Discover it® chrome In-Depth


Explore Chase Freedom In-Depth


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    Disclaimer: The information for the Discover it® - Cashback Matchâ„¢ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Compare Discover it Chrome to:

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.49% - 25.49% Variable
$0

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Compare Chase Freedom to:

Chase Freedom Unlimited

Chase Freedom Unlimited®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.49% - 25.24% Variable
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.49% - 24.49% Variable
Annual Fee
$0 Intro for the First Year, then $95
Capital One Quicksilver

Capital One® Quicksilver® Cash Rewards Credit Card

Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% intro on purchases for 9 months
0% intro on balance transfers for 9 months
14.49% - 24.49% (Variable)
Annual Fee
$0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.