Credit Card Review by CreditDonkey
Citi Simplicity® Card is a Personal MasterCard card with
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Rewards & Benefits
Flexible Payment Options
Choose to pay your bill in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Citi Price Rewind: Register your covered purchases at citi.com/pricerewind and Citi® Price Rewind will search hundreds of retailers' sites for 60 calendar days from the date of purchase to help find a lower price. If one is found that’s lower by at least $25, you can get the price difference back. Price Rewind refunds are limited to $300 per item and $1,200 per calendar year.
Compare: Citi Simplicity vs Discover It
Car Rental Insurance
You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance. (Not all vehicles are covered)
$0 Fraud Liability
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Compare: Citi Simplicity vs Chase Slate
Interest Rates & Interest Charges
Complete Card Details
Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.
Articles on Citi Simplicity® Card
By not charging for late payments, the Citi Simplicity Card gives cardholders some breathing room when it comes to managing their credit. Plus, with an 18-month 0% introductory APR on purchases and balance transfers, this card is a smart pick for people who carry a balance. In exchange for this flexibility, the Citi Simplicity Card does not have a rewards program.
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Featured Cards from Citi
With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR. That is a long time in the world of credit cards. This is an opportunity for you to get a break from high interest charges, whether you are trying to make a dent in your debt or if you need to make a bunch of big purchases at once ...
With no annual fee and the opportunity to earn cash back twice, the new Citi Double Cash card takes rewards a step further than cards in this category. You'll get 1% cash back on purchases plus ANOTHER 1% cash back as you make payments for those purchases, whether in full or installments.
If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee- all purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.
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