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Citi Simplicity® Card


Citi Simplicity® Card is a Personal MasterCard card with $0 annual fee.

Intro APR Intro Period as long as Regular APR
Purchases 0%*21 months*13.24% - 23.24%* (Variable)
Balance Transfers 0%*21 months*13.24% - 23.24%* (Variable)
Cash Advances N/AN/A13.24% - 23.24%* (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 21 months*. After that, your APR will be 13.24% to 23.24%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 21 months*. After that, your APR will be 13.24% to 23.24%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 13.24% to 23.24%* (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $0 fee for each late payment may apply.
  • Returned Payment Fee
    Up to $35
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.
 

Citi Simplicity® Card

Citi Diamond Preferred® Card

 

Interest Rates and Fees

Introductory APR for Purchases0%* introductory APR for 21 months*0%* introductory APR for 21 months*
Introductory APR for Balance Transfers0%* introductory APR for 21 months*0%* introductory APR for 21 months*
Purchase APR13.24% to 23.24%* (Variable) based on your creditworthiness and other factors12.24% to 22.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR13.24% to 23.24%* (Variable) based on your creditworthiness and other factors12.24% to 22.24%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee

Citi Simplicity: Pricing information including interest rates, rewards, benefits and fees were obtained on December 22, 2015 from published websites and are believed to be accurate, but not guaranteed.

Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on December 22, 2015 from published websites and are believed to be accurate, but not guaranteed.

Disclaimer: The information for the Citi Simplicity® Card and Citi Diamond Preferred® Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees were obtained on December 22, 2015 from published websites and are believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: The information for the Citi Simplicity® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Citi Simplicity® Card

    Citi Simplicity Review

    January 7, 2012 - By David R - Reviews
    Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it’s right for you and how it compares with other popular balance transfer cards.

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Compare Citi Simplicity to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 21 months*
0%* for 21 months*
12.24% - 22.24%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
13.24% - 23.24% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0%* for 18 months*
13.24% - 23.24%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
14.24% - 23.24% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
11.24% - 23.24% Variable*
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 15 months*
0%* for 15 months*
13.24% - 23.24%* (Variable)
$0*

Disclaimer: The information for the Citi Diamond Preferred® Card, Chase Slate, Citi® Double Cash Card, Chase Freedom, Discover it® Cashback Match™, and Citi ThankYou® Preferred Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.