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CIT Bank vs Chase

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Chase? Read our comparison chart below.

 CIT BankChase
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CIT Bank

Chase

SPECIAL OFFER
CIT Bank Bonus Offer: $200 for New and Existing Customers - Learn More

Read CIT Bank Review

SPECIAL OFFER
Chase Sapphire℠ Checking - Learn More

Read Chase Review

 

Benefits and Features

SavingsSavings Builder up to 1.75% APY with $25,000+ balance or $100 monthly deposit.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDTerm CDs up to 1.85% APY. $1,000 minimum opening deposit.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingeChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market
1.80% APY
 
Customer ServiceMonday - Friday: 8:00 am - 9:00 pm (ET)
Saturday: 9:00 am - 5:00 pm (ET)
Sunday: 11:00 am - 4:00 pm (ET)
24/7 by phone
ATMs Over 16,000 Chase ATMs nationwide
Locations
Online Only
Nearly 4,900 branches
 

CreditDonkey® Reviews

 CIT BankChase
Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • High APY
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Pros:
  • Nearly 4,900 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Bottom LineSolid online bank with excellent rates and no monthly fees... Read full reviewNational bank with good promotions for new customers... Read full review
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What Others View

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

CIT Bank: Pricing information from published website as of 10/1/2019

Chase: Pricing information from published website as of 7/17/2019

Which is Better: CIT Bank or Chase?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Discover Bank.

In short: CIT Bank's savings is notable.


Articles on CIT Bank


Articles on Chase


Which Do You Think is Best?


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