Chase Sapphire Reserve® vs Chase Freedom Unlimited®
Compare Rewards, Interest Rates, Fees, and Benefits
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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.
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Chase Sapphire Reserve® | Chase Freedom Unlimited® | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
| Purchase APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 18.99% to 28.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 18.99% to 28.49% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | 3% of each transaction in U.S. dollars |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening | |
| Introductory Bonus Offer | Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | |
| Travel Rewards | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases | |
| Airline Status | $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years | |
| Dining Rewards | Earn 3x points on dining worldwide | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Ultra premium credit card for luxury travelers... | Great cash back credit card for everyday purchases... |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. For rates and fees of the Chase Sapphire Reserve® card, please click here. | ||
Articles on Chase Sapphire Reserve®
Chase Sapphire Reserve Review
With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $795 annual fee is worth it for you.
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited
With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up.
Chase Freedom Unlimited Credit Limit
Many Chase Freedom Unlimited® users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.
Which Do You Like and Why?
Compare Chase Sapphire Reserve to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Ink Business Preferred® Credit Card, please click here.
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