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Chase Sapphire Preferred℠ Card vs Blue Cash Everyday℠ Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year), while the Blue Cash Everyday has a $0 annual fee.


 Chase Sapphire Preferred℠ CardBlue Cash Everyday℠ Card from American Express
 Apply for Chase Sapphire Preferred℠ CardApply for Blue Cash Everyday℠ Card from American Express
 

Chase Sapphire Preferred℠ Card

Blue Cash Everyday℠ Card from American Express

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward PointsDining Rewards
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas RewardsGrocery Rewards
 
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases 0% introductory APR for 12 months
Purchases APRas low as 15.24% (Variable) based on your creditworthiness and other factorsas low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 15.24% (Variable) based on your creditworthiness and other factorsas low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors
Annual Fee$95 annual fee, annual fee waived for first year$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 
Cash Back Rewards Cash Back Rewards: Get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else
Point RewardsPoint Rewards: 1 point per dollar spent on all other purchases 
Travel RewardsTravel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value 
Bonus Reward PointsBonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed 
Price ProtectionPrice Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase. 
Dining RewardsDining Rewards: 2 points per dollar spent at restaurants 
Gas Rewards Gas Rewards: 2% cash back at gas stations.
Grocery Rewards Grocery Rewards: 3% cash back at supermarkets.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Chase Sapphire Preferred℠ CardBlue Cash Everyday℠ Card from American Express
Pros & ConsPros:
  • Generous bonus points
  • Travel, purchase and security protection
  • No annual fee for first year
Cons:
  • No intro APR
  • $95 annual fee
Pros:
  • Cash back
  • Intro APR
  • No annual fee
Cons:
  • High APR
Bottom LineHigh-earning rewards card for those with excellent credit... Read full reviewGreat cash back card for cardholders who pay in full... Read full review
 Apply for Chase Sapphire Preferred℠ CardApply for Blue Cash Everyday℠ Card from American Express

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Chase Sapphire Preferred℠ Card

    Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards

    Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards

    December 9, 2011 - By David R - Review for Chase Sapphire Preferred
    The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Blue Cash Everyday℠ Card from American Express

    Blue Cash Everyday Review: Cash Back Card with No Annual Fee

    Blue Cash Everyday Review: Cash Back Card with No Annual Fee

    September 24, 2011 - By Meghan Clark - Review for Blue Cash Everyday
    If you’re looking for a go-to cash back credit card that rewards you for your most common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday card from American Express. This card also offers $100 in bonus ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare Chase Sapphire Preferred to:

Chase Sapphire℠

Chase Sapphire℠

Intro APR (P)Intro APR (BT)APR as low as
--
15.24% (Variable)
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining Rewards
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Apply for Chase Sapphire℠
The Platinum Card® from American Express

The Platinum Card® from American Express

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Apply for The Platinum Card® from American Express
American Express® Gold Card

American Express® Gold Card

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending Limit
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Apply for American Express® Gold Card

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Compare Blue Cash Everyday to:

Blue Cash Preferred℠ from American Express

Blue Cash Preferred℠ from American Express

Intro APR (P)Intro APR (BT)APR as low as
0% for 12 months
-
17.24% - 22.24% (Variable)
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
  • Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $75 Referral Bonus for each friend or family member who is approved for the Card
  • The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Apply for Blue Cash Preferred℠ from American Express
Chase Freedom® Visa

Chase Freedom® Visa

Intro APR (P)Intro APR (BT)APR as low as
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery Rewards
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Apply for Chase Freedom® Visa
TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express

Intro APR (P)Intro APR (BT)APR as low as
0% for 6 months
-
15.24% (Variable)
Cash Back RewardsTravel RewardsDining RewardsGas Rewards
  • American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Apply for TrueEarnings® Card from Costco and American Express
May
13
2012

How to Choose the Best Cash Back Credit Card for You

You want to earn cash back, but how do you decide which card is right for you? Compare rewards, annual fees and interest rates to determine the best card. Remember, pick a card that fits your current spending pattern—don’t be tempted to sign up ...

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