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Chase vs Ally Bank

Chase is a national bank with good promotions for new customers. How does it compare to Ally Bank? Read our comparison chart below.

 ChaseAlly Bank
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Chase

Ally Bank

SPECIAL OFFER
Chase Sapphire℠ Checking - Learn More

Read Chase Review

SPECIAL OFFER
Online Savings Account - Learn More

Read Ally Bank Review

 

Benefits and Features

SavingsChase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
1.70% APY. No monthly service fee and no minimum deposit.
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.0.75% to 2.25% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.00%. No minimum deposit to open.
CheckingChase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
0.10% APY under $15,000; 0.50% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle.
Money Market 0.75% APY. No monthly service fee and no minimum deposit.
Customer Service
24/7 by phone
24/7
ATMsOver 16,000 Chase ATMs nationwideOver 43,000 no-fee Allpoint ATMs
Locations
Nearly 5,000 branches
Online Only
 

CreditDonkey® Reviews

 ChaseAlly Bank
Savings
Checking
Customer Service
Mobile App
Money Market
Pros & ConsPros:
  • Nearly 5,000 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • CD options
  • No account minimums
  • 24/7 customer service
Cons:
  • Low Checking APY for lower balance customers
Bottom LineNational bank with good promotions for new customers... Read full reviewSolid online bank with a great user-friendly website and customer service... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Chase: Pricing information from published website as of 7/17/2019

    Ally Bank: Pricing information from published website as of 11/17/2019.

    Which is Better: Chase or Ally Bank?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.

    In short: Ally Bank's customer service is outstanding.


    Articles on Chase


    Articles on Ally Bank


    Which Do You Think is Best?


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