Capital One Savings Account Bonus
Ad Disclosure: This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. This compensation may impact how and where products appear on this site. You help support CreditDonkey by using our links.
Looking for a Capital One savings bonus? Read on to see the available promos today and how to qualify for them.
 |
Capital One offers promos for people looking to open a new savings account with them.
The best Capital One savings bonus for June 2026 offers $1,500 Bonus. Smaller $750 Bonus and $300 Bonus savings promo codes are also available.
You can get a cash bonus while enjoying features like a high APY and no monthly fees. But, there are specific requirements you must meet to qualify.
Personal Savings Account - $1,500 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
Personal Savings Account - $750 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $50,000 of external funds within 15 days of account opening. Maintain at least $50,000 in the account for 90 days more after the initial 15 days after account opening.
Personal Savings Account - $300 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $20,000 of external funds within 15 days of account opening. Maintain at least $20,000 in the account for 90 days more after the initial 15 days after account opening.
What is Capital One Savings?
Capital One 360 Performance Savings is an account that offers an impressive 3.00% APY on any balance. It has no account minimums or monthly maintenance fees, allowing you to fully maximize your earnings.[1]
Additionally, your money is safe because Capital One is FDIC-insured up to $250,000 per depositor, per ownership category.[2]
360 Performance Savings - 3.00% APY
- 3.00% APY
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
If you plan to open an account, here's how you can earn a bonus.
How To Earn a Bonus from Capital One
Bonus offers change from time to time, but here's how you typically earn a Capital One savings bonus:
- Enter the bonus code upon opening an account.
Eligible patrons will receive a link to a bonus code (via email), so make sure to use it within the promo period. - Deposit a specific amount in your account.
Deposit a certain amount of external funds within 15 days of account opening. Then, maintain it for 90 days more after the initial 15 days. - Receive your bonus.
Capital One usually pays the bonus within 60 days after fulfilling the requirements.
If you're still on the fence about opening an account, however, here are the upsides and downsides to help you decide.
Pros and Cons of Capital One Savings
Pros
- Large bank with competitive APY
- $0 monthly maintenance fees
- No initial deposit
- No minimum balance
- Simple online savings tools
- User-friendly website and app
- Access to physical branches
Cons
- Other banks have higher APY rates
- No complimentary ATM card
- Fees for outgoing domestic wire transfers and cashier's checks
If the pros have convinced you, here's how you can get started.
How to Open a Capital One Savings Account
If you're not an existing Capital One customer yet and you want to take advantage of their promos, here's how you can open an account on their website:
- Go to the 360 Performance Savings page and click Open Account.
- Input your promo code and answer the online application form by providing the necessary information.
- Submit your application, create your login details, and fund your account.
You will then receive the bonus within 60 days after meeting all the promotional requirements.
Who Is Capital One Savings Best For?
 |
Capital One 360 Performance Savings suits those who prefer both online and in-person banking.
You get a high APY and the convenience of having your money within reach through their user-friendly website or app. Plus, if the need arises, you have the option to visit one of their locations.
It's a great choice for those who are eager to leverage Capital One bonus offers, especially if you are opening a new account.
Other Bank Offers You May Like
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
High-Yield Savings Account - Up to $1,200 Bonus
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
High-Yield Savings Premier - 3.80% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 3.86% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
High Yield Savings - 3.20% APY
- 3.20% APY
- $100 minimum opening deposit
- No monthly service fees
FAQs
Are Capital One promos taxable?
Bonuses obtained from opening a Capital One savings account may be subject to taxes. Capital One considers it as interest or miscellaneous income and will report it to the IRS using Form 1099-INT or 1099-MISC.[3]
Who can take advantage of Capital One bonuses?
New Capital One customers can typically take advantage of welcome bonuses for banking products. But in general, eligibility depends on the type of promotion.
Where to find Capital One bonuses?
Capital One typically sends letters or emails with bonus codes on them. Some promos are also advertised on the Capital One website.
Bottom Line
Capital One gives new 360 Performance Savings account holders chances to earn extra money. Usually, you just have to deposit and keep a specific amount in your account within a certain time to get the bonus.
Since these promos don't stick around for long, be sure to grab the opportunity when you come across one that suits you.
References
- ^ Capital One. 360 Performance Savings, Retrieved 12/11/2023
- ^ Capital One. Capital One FDIC Coverage, Retrieved 04/01/2024
- ^ Capital One. Tax forms from Capital One, Retrieved 01/19/2024
Capital One Venture X Business Credit Card
- Earn 150,000 miles when you spend $30,000 in the first 3 months. 2 Plus, receive an annual $300 credit for bookings through Capital One Business Travel
- 2x miles
- $395 annual fee
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Write to Darlene Santos at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
|
|
| ||||||
|
|
|
Compare:
