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Capital One Quicksilver vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Quicksilver is a good cash back credit card for non-travelers. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

 

Capital One® Quicksilver® Cash Rewards Credit Card

Chase Freedom

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% intro on purchases for 9 months0% introductory APR for 15 months
Introductory APR for Balance Transfers0% intro on balance transfers for 9 months0% introductory APR for 15 months
Purchase APR14.24% to 24.24% (Variable) based on your creditworthiness and other factors16.24% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 24.24% (Variable) based on your creditworthiness and other factors16.24% to 24.99% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn a one-time $150 bonus if you spend $500 on purchases within three months of account opening.Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back RewardsCash Back Rewards: Earn 1.5% cash back on every purchaseCash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2017:
October - December 2017: Walmart and department stores
Bonus Categories for 2018:
January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 1.5% Cash Back
  • $150 Bonus
  • Intro APR
Cons:
  • No Bonus Categories
  • No Travel Transfer Opportunities
Pros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineGood cash back credit card for non-travelers... Read full reviewExcellent cash back credit card for cardholders who pay in full... Read full review
 Learn MoreRead Chase Freedom Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Quicksilver: Pricing information including interest rates, rewards, benefits and fees was obtained on December 28, 2017 from published websites and is believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on January 12, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Capital One Quicksilver or Chase Freedom?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Quicksilver or Chase Freedom Unlimited.


Explore Capital One® Quicksilver® Cash Rewards Credit Card In-Depth


Explore Chase Freedom In-Depth


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    With 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

    Citi Double Cash Review: Too Good to Be True?

    With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details.

    Disclaimer: The information for the Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Compare Capital One Quicksilver to:

Chase Freedom Unlimited
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.24% - 24.99% Variable
$0

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$0 Intro for the First Year, then $95

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Compare Chase Freedom to:

Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.24% - 25.24% Variable
Annual Fee
$0
Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 25.24% Variable
Annual Fee
$95
Amex EveryDay

The Amex EveryDay® Credit Card from American Express

Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 24.24% Variable
Annual Fee
$0


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.