Capital One Quicksilver vs Bank of America Cash Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Quicksilver is a good cash back credit card for non-travelers. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.

	Capital One Quicksilver Cash Rewards Credit Card	Bank of America® Customized Cash Rewards credit card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% intro on purchases for 15 months	0% Introductory APR on purchases for 15 billing cycles
Introductory APR for Balance Transfers	0% intro on purchases for 15 months	0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Purchase APR	19.99% to 29.99% (Variable) based on your creditworthiness and other factors	18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR	19.99% to 29.99% (Variable) based on your creditworthiness and other factors	18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	3% of the amount of each transaction.
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	$200 Cash Back after you spend $500 on purchases within 3 months from account opening	$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back Rewards	Earn 1.5% cash back on every purchase	Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases
Grocery Rewards		Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 1.5% Cash Back $200 Bonus Intro APR Cons: No Bonus Categories No Travel Transfer Opportunities
Bottom Line	Good cash back credit card for non-travelers... Read full review
	Read Capital One Quicksilver Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Quicksilver Cash Rewards Credit Card and Bank of America® Customized Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Quicksilver: Pricing information including interest rates, rewards, benefits and fees was obtained on March 30, 2023 from published websites and is believed to be accurate, but not guaranteed. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Quicksilver or Chase Freedom Unlimited.

Articles on Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver

Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back with no rotating bonus categories or annual fees. Read on to find out if it's worth having.