Blue Cash Preferred® from American Express vs American Express® Gold Card

Blue Cash Preferred is an excellent cash back credit card for groceries and gas. How does it compare to American Express Gold Card, an events charge card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $75 annual fee, while the American Express Gold Card has a Introductory annual fee of $0 for the first year, then $125.

Charge Card vs Credit Card: Blue Cash Preferred® from American Express is a credit card while American Express® Gold Card is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	Blue Cash Preferred® from American Express	American Express® Gold Card
	Personal Credit Card	Personal Charge Card
	Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required. Terms and Restrictions Apply.	Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection $0 introductory annual fee for the first year, then $125 Terms and Restrictions Apply
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 12 months	N/A
Purchase APR	as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$75 annual fee	Introductory annual fee of $0 for the first year, then $125
	Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
Cash Back Rewards	Cash Back Rewards: 1% cash back on other purchases
Point Rewards		Point Rewards: Earn 1 point for virtually every dollar spent.
Gas Rewards	Gas Rewards: 3% cash back at US gas stations
Grocery Rewards	Grocery Rewards: 6% cash back at US supermarkets on up to $6,000 per year in purchases
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: 6% at US supermarkets (up to $6k/year in purchases) 3% at US gas stations 150 Reward Dollars offer 0% intro APR on purchases Cons: $75 annual fee	Pros: Gold card events Great customer service Exclusive travel benefits Responsible charge card Cons: $125 annual fee
Bottom Line	Excellent cash back credit card for groceries and gas... Read full review	Excellent rewards card for cardholders who pay in full... Read full review
What Others View	Blue Cash Everyday® Card from American Express American Express® Premier Rewards Gold Card TrueEarnings® Card from Costco and American Express	The Platinum Card® from American Express Blue Cash Everyday® Card from American Express American Express® Premier Rewards Gold Card
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Articles on Blue Cash Preferred® from American Express

Blue Cash Preferred Review: Worth the Annual Fee?
March 23, 2012 - By David R - Credit Card Reviews for Blue Cash Preferred
If you are looking to maximize your annual cash back rewards, the American Express Blue Cash Preferred Card is the way to go. This card has one of the highest cash back bonus rates in the industry. American Express created this card as an ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Articles on American Express® Gold Card

American Express Gold Card Review: $125 Annual Fee vs Perks
July 30, 2011 - By Meghan Clark - Review for American Express Gold Card
American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. You probably wouldn’t tap into all of the card’s ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 12 months None 12.99% - 21.99% (Variable)

American Express® Premier Rewards Gold Card

TrueEarnings® Card from Costco and American Express Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 6 months None 15.24% (Variable)

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