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Blue Business Plus vs Business Green Rewards Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Business Plus is a good no-annual-fee rewards card for small business owners. How does it compare to Business Green Rewards Card from American Express, a charge card? Read our comparison chart below.

Keep in mind, the Blue Business Plus has a $0 annual fee, while the Business Green Rewards Card has a $0 introductory annual fee for the first year, then $95.

Charge Card vs Credit Card: The Blue Business℠ Plus Credit Card from American Express is a credit card while Business Green Rewards Card from American Express OPEN is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 The Blue Business Plus Credit Card from American ExpressBusiness Green Rewards Card from American Express OPEN
 Apply NowApply Now
 

The Blue Business℠ Plus Credit Card from American Express

Business Green Rewards Card from American Express OPEN

 Business Credit CardBusiness Charge Card
 
Point Rewards$0 Fraud Liability
Introductory Bonus Reward PointsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental Insurance
 
  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99%, 16.99% or 20.99%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • See Rates & Fees
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 15 monthsN/A
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 15 monthsN/A
Purchase APR12.99% to 20.99% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR12.99% to 20.99% Variable based on your creditworthiness and other factorsN/A
Annual Fee$0 annual fee$0 introductory annual fee for the first year, then $95
 

Card Rewards & Benefits

Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 5,000 Membership Rewards® points after your first purchase on the Card
Point RewardsPoint Rewards: Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.Point Rewards: Earn one Membership Rewards® point for each dollar you spend on eligible purchases
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Blue Business Plus Credit Card from American ExpressBusiness Green Rewards Card from American Express OPEN
Pros & ConsPros:
  • 2X points on the first $50,000 spent each calendar year, then 1x
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99%, 16.99% or 20.99%
  • No annual fee
Cons:
  • Foreign transaction fee
Pros:
  • 5000 bonus point offer
  • No pre-set spending limit
  • $0 introductory annual fee for the first year
Cons:
  • $95 annual fee
  • Cannot carry a balance
Bottom LineGood no-annual-fee rewards card for small business owners... Read full reviewGood charge card for small business owners with reliable cash flow... Read full review
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Blue Business Plus or Business Green Rewards Card?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Business Plus or Ink Business Preferred.


Explore The Blue Business℠ Plus Credit Card from American Express In-Depth


Explore Business Green Rewards Card from American Express OPEN In-Depth

    American Express Business Green Card Review

    The Business Green Rewards Card from American Express OPEN gives you a way to flexibly manage your business expenses while earning reward points. This card does charges a $95 annual fee so in our opinion, it's more suited for those who plan to use the card frequently.

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Compare Blue Business Plus to:

Business Gold Rewards Card
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Pre-Set Spending LimitEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage Insurance$0 Fraud LiabilityEmergency AssistanceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Card TypeAnnual Fee
Business Charge Card
$0 introductory annual fee for the first year, then $175

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.