Blue Business Plus vs Business Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

Blue Business Plus is a business and points credit card. How does it compare to Business Gold Card from American Express? Read our comparison chart below.

Keep in mind, the Blue Business Plus has a No annual fee, while the Business Gold Card has a $375 annual fee.

	The Blue Business® Plus Credit Card from American Express	American Express® Business Gold Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on purchases for 12 months from date of account opening	N/A
Purchase APR	18.49% to 26.49% Variable based on your creditworthiness and other factors	19.49% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	N/A
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	No annual fee	$375 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.	Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Point Rewards	Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.	Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Disclaimer: The information for the The Blue Business® Plus Credit Card from American Express and American Express® Business Gold Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Business Plus: Pricing information including interest rates, benefits and fees was obtained on October 5, 2023 from published websites and is believed to be accurate, but not guaranteed. Business Gold Card: Pricing information including interest rates, benefits and fees was obtained on February 1, 2024 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Business Plus or Ink Business Cash.