The Blue Business® Plus Credit Card from American Express vs American Express® Business Gold Card

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Blue Business Plus is a good rewards card for small business owners. How does it compare to Business Gold Card from American Express? Read our comparison chart below.

	The Blue Business® Plus Credit Card from American Express	American Express® Business Gold Card
	Credit Card Summary
	Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You've got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply See Rates & Fees See Current Offer	Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.* Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.* Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.* *Terms Apply See Rates & Fees See Current Offer
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 12 months	N/A
Introductory APR for Balance Transfers	0% introductory APR for 12 months	N/A
Purchase APR	14.74% to 20.74% Variable based on your creditworthiness and other factors	15.74% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.74% to 20.74% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	No annual fee	$295 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer		Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Bonus Airline Rewards		Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
Point Rewards	Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.	More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2X points on the first $50,000 spent each calendar year, then 1x Intro APR No annual fee Cons: Not Visa/Mastercard	Pros: Rewards Cons: $295 annual fee Requires excellent credit
Bottom Line	Good rewards card for small business owners... Read full review	Good rewards card for established business owners... Read full review
What Others View	Business Green Rewards Card Blue Cash Preferred
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Blue Business Plus or Business Gold Card?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Business Plus or Blue Business Cash.

Articles on The Blue Business® Plus Credit Card from American Express

American Express Blue Business Plus Review
Is the Blue Business® Plus Credit Card from American Express worth it? Read this review to find out what makes this Amex credit card a right pick for freelancers and growing businesses.
• Blue Business Plus vs Business Green Rewards Card
• Blue Business Plus vs Chase Freedom
• Blue Business Plus vs Blue Cash Preferred

Articles on American Express® Business Gold Card

Amex Business Gold
Is American Express® Business Gold Card worth it? It depends. Read this in-depth analysis BEFORE you apply.
• Business Gold Card vs American Express Business Platinum

You Might Also Like

American Express Business Card Offers
American Express has many promotions for small business applicants. But which business card is best? Read this in-depth review and comparison of Amex business cards.

List of AMEX Membership Rewards Transfer Partners
Find the smart way to use AMEX transfer partner. Get brilliant tips to maximize the value of your MR points, and what you should never do.

23 Ways to Redeem AMEX Membership Rewards
There are many ways to redeem American Express Membership Rewards points, so how do you decide? Read on for a list of transfer ideas to inspire you.

American Express Credit Card Offers
American Express now offers promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth guide.

American Express Business Platinum Card Review
The Business Platinum® Card from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons.

Compare Blue Business Plus to:

Business Green Rewards Card from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $0 introductory annual fee for the first year, then $95

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 12 months 0% on balance transfers for 12 months 14.49% - 25.49% Variable $95

You might also be interested in

Related: Business Credit Cards

	How to Build Business Credit A good business credit score can increase a company's value and protect personal credit. But how can I build my business credit fast? Read on for the answer.

Compare Business Gold Card to:

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $595