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| Blue Business Plus vs Business Gold Rewards CardCompare Rewards, Interest Rates, Fees, and Benefits
American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Blue Business Plus is a good no-annual-fee rewards card for small business owners. How does it compare to Business Gold Rewards Card from American Express? Read our comparison chart below. Keep in mind, the Blue Business Plus has a $0 annual fee, while the Business Gold Rewards Card has a $0 introductory annual fee for the first year, then $175. Charge Card vs Credit Card: The Blue Business℠ Plus Credit Card from American Express is a credit card while The Business Gold Rewards Card from American Express OPEN is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full. |  |  | |  |  | | Business Credit Card | Business Charge Card |
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| - Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.74%, 16.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
| - Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
- Get 3x points - Choose 1 out of 5 categories
- Plus, 2X points on the 4 remaining categories and 1X points on other purchases
- 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
- Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
- No foreign transaction fees
- $0 introductory annual fee for the first year, then $175
- Terms and limitations apply
- See Rates & Fees
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| Card Interest Rates & Fees |
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Introductory APR for Purchases | 0% introductory APR on Purchases for 15 months | N/A |
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Introductory APR for Balance Transfers | 0% introductory APR on Balance Transfers for 15 months | N/A |
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Purchase APR | 12.74% to 20.74% Variable based on your creditworthiness and other factors | N/A |
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Balance Transfers APR | 12.74% to 20.74% Variable based on your creditworthiness and other factors | N/A |
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Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
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Annual Fee | $0 annual fee | $0 introductory annual fee for the first year, then $175 |
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| Card Rewards & Benefits |
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Introductory Bonus Reward Points | | Introductory Bonus Reward Points: Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership |
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Point Rewards | Point Rewards: Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. | Point Rewards: Get 3x points - Choose 1 out of 5 categories. 2X points on the 4 remaining categories and 1X points on other purchases. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter |
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Airline Transfer Partners | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. |
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| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| CreditDonkey® Card Reviews |
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Pros & Cons | Pros:- 2X points on the first $50,000 spent each calendar year, then 1x
- 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.74%, 16.74% or 20.74%
- No annual fee
Cons: | Pros:- Rewards
- $0 introductory annual fee for first year
Cons:- $175 annual fee
- Requires excellent credit
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Bottom Line | Good no-annual-fee rewards card for small business owners... Read full review | Good rewards card for established business owners who do not plan to carry a balance... Read full review |
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What Others View | | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. | Which is Better: Blue Business Plus or Business Gold Rewards Card?Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Business Plus or Ink Business Preferred.
Explore The Blue Business℠ Plus Credit Card from American Express In-DepthThe Blue Business℠ Plus Credit Card from American Express combines everyday rewards with no annual fee. Keep reading to find out what makes this Amex credit card a right pick for freelancers and growing businesses.
Explore The Business Gold Rewards Card from American Express OPEN In-DepthIs the Business Gold Rewards Card from American Express OPEN worth the $175 annual fee? It depends. Read this in-depth analysis BEFORE you apply.
You Might Also LikeAmerican Express is offering promotions for new small business credit card applicants. Read the latest reviews and score deals with this guide. Find the smart way to use AMEX transfer partner. Get brilliant tips to maximize the value of your MR points, and what you should never do. There are many ways to redeem American Express Membership Rewards points, so how do you decide? Read on for a list of transfer ideas to inspire you. American Express now offer promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth guide. The Business Platinum® Card from American Express OPEN offers travel-friendly benefits – including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But with so many cards boasting no annual fee, why would anyone want to pay $450 to use this card each year? Do you or your employees travel for work? With over 1,300 hotels and resorts, point transfer to select frequent flyer programs, and point bonus for those transfers, the Starwood Preferred Guest® Business Credit Card from American Express is one of our favorite travel rewards cards on CreditDonkey for business owners. Read on to see what sets this card apart from the competition.
Compare Blue Business Plus to: | | | | Card Type | Annual Fee | Business Charge Card | $0 introductory annual fee for the first year, then $95 |
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Compare Business Gold Rewards Card to: | | | | Card Type | Annual Fee | Business Charge Card | $450 |
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