The Blue Business℠ Plus Credit Card from American Express vs American Express® Business Gold Card

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Blue Business Plus is a good no-annual-fee rewards card for small business owners. How does it compare to Business Gold Card from American Express? Read our comparison chart below.

Keep in mind, the Blue Business Plus has a $0 annual fee, while the Business Gold Card has a $295 annual fee.

	The Blue Business℠ Plus Credit Card from American Express	American Express® Business Gold Card
	Credit Card Summary
	Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.49%, 17.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply See Rates & Fees	More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month † †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.* Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* Exclusive Offers: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,188.* Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.* Expense Management Tools: Connect to Quickbooks, access SpendManager(SM), receive a Year-End Summary, and more.* Add Employee Cards with a no annual fee option. Earn rewards on employee purchases and track employee expenses with spending limits, alerts, and summary reports.* *Terms Apply See Rates & Fees
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 15 months	N/A
Introductory APR for Balance Transfers	0% introductory APR on Balance Transfers for 15 months	N/A
Purchase APR	13.49% to 21.49% Variable based on your creditworthiness and other factors	16.49% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	13.49% to 21.49% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	$0 annual fee	$295 annual fee
	Credit Card Rewards & Benefits
Bonus Airline Rewards		Bonus Airline Rewards: Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
Point Rewards	Point Rewards: Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.	Point Rewards: More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month † †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2X points on the first $50,000 spent each calendar year, then 1x Intro APR No annual fee Cons: Foreign transaction fee	Pros: Rewards Cons: $295 annual fee Requires excellent credit
Bottom Line	Good no-annual-fee rewards card for small business owners... Read full review	Good rewards card for established business owners... Read full review
What Others View	Business Green Rewards Card
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Blue Business Plus or Business Gold Card?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Business Plus or Ink Business Preferred.

Articles on The Blue Business℠ Plus Credit Card from American Express

American Express Blue Business Plus Review
The Blue Business℠ Plus Credit Card from American Express combines everyday rewards with no annual fee. Keep reading to find out what makes this Amex credit card a right pick for freelancers and growing businesses.
• Blue Business Plus vs Business Green Rewards Card
• Blue Business Plus vs Chase Freedom

Articles on American Express® Business Gold Card

Business Gold Card
Is American Express® Business Gold Card worth the $295 annual fee? It depends. Read this in-depth analysis BEFORE you apply.
• Business Gold Card vs American Express Business Platinum

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Compare Blue Business Plus to:

Business Green Rewards Card from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $0 introductory annual fee for the first year, then $95

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Compare Business Gold Card to:

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $450