Blue Business Plus vs Business Gold Rewards Card

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Blue Business Plus is a good no-annual-fee rewards card for small business owners. How does it compare to Business Gold Rewards Card from American Express? Read our comparison chart below.

Keep in mind, the Blue Business Plus has a $0 annual fee, while the Business Gold Rewards Card has a $0 introductory annual fee for the first year, then $175.

Charge Card vs Credit Card: The Blue Business℠ Plus Credit Card from American Express is a credit card while The Business Gold Rewards Card from American Express OPEN is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Blue Business℠ Plus Credit Card from American Express	The Business Gold Rewards Card from American Express OPEN
	Business Credit Card	Business Charge Card
	Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply See Rates & Fees	Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership Get 3x points - Choose 1 out of 5 categories Plus, 2X points on the 4 remaining categories and 1X points on other purchases 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter Track, organize, and stay on top of your business expenses with powerful expense-tracking tools No foreign transaction fees $0 introductory annual fee for the first year, then $175 Terms and limitations apply See Rates & Fees
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 15 months	N/A
Introductory APR for Balance Transfers	0% introductory APR on Balance Transfers for 15 months	N/A
Purchase APR	13.24% to 21.24% Variable based on your creditworthiness and other factors	N/A
Balance Transfers APR	13.24% to 21.24% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	$0 annual fee	$0 introductory annual fee for the first year, then $175
	Card Rewards & Benefits
Introductory Bonus Reward Points		Introductory Bonus Reward Points: Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Point Rewards	Point Rewards: Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.	Point Rewards: Get 3x points - Choose 1 out of 5 categories. 2X points on the 4 remaining categories and 1X points on other purchases. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: 2X points on the first $50,000 spent each calendar year, then 1x 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24% No annual fee Cons: Foreign transaction fee	Pros: Rewards $0 introductory annual fee for first year Cons: $175 annual fee Requires excellent credit
Bottom Line	Good no-annual-fee rewards card for small business owners... Read full review	Good rewards card for established business owners who do not plan to carry a balance... Read full review
What Others View	Business Green Rewards Card
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Blue Business Plus or Business Gold Rewards Card?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Business Plus or Ink Business Preferred.

Explore The Blue Business℠ Plus Credit Card from American Express In-Depth

American Express Blue Business Plus Review
The Blue Business℠ Plus Credit Card from American Express combines everyday rewards with no annual fee. Keep reading to find out what makes this Amex credit card a right pick for freelancers and growing businesses.
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Explore The Business Gold Rewards Card from American Express OPEN In-Depth

Business Gold Rewards Card
Is the Business Gold Rewards Card from American Express OPEN worth the $175 annual fee? It depends. Read this in-depth analysis BEFORE you apply.
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Compare Blue Business Plus to:

Business Green Rewards Card from American Express OPEN Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $0 introductory annual fee for the first year, then $95

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Compare Business Gold Rewards Card to:

The Business Platinum® Card from American Express OPEN Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $450