Blue Business Cash vs Blue Cash Preferred
How does Blue Business Cash compare to Blue Cash Preferred from American Express, a cash back, gas and grocery card? Read our comparison chart below.
Keep in mind, the Blue Business Cash has a No annual fee, while the Blue Cash Preferred has a $0 intro annual fee for the first year, then $95.
The American Express Blue Business Cash™ Card | Blue Cash Preferred® Card from American Express | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 12 months from date of account opening | 0% introductory APR on purchases for 12 months |
| Introductory APR for Balance Transfers | N/A | 0% introductory APR on balance transfers for 12 months |
| Purchase APR | 17.49% to 27.49% Variable based on your creditworthiness and other factors | 18.24% to 29.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | N/A | 18.24% to 29.24% Variable based on your creditworthiness and other factors |
| Annual Fee | No annual fee | $0 intro annual fee for the first year, then $95 |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. |
| Cash Back Rewards | Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. |
| Gas Rewards | 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Grocery Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Excellent cash back credit card for families... | |
| Read Blue Cash Preferred Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Disclaimer: The information for the The American Express Blue Business Cash™ Card and Blue Cash Preferred® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Business Cash: Pricing information including interest rates, benefits and fees was obtained on March 5, 2025 from published websites and is believed to be accurate, but not guaranteed. Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
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For rates and fees of the Ink Business Cash® Credit Card, please click here.
For rates and fees of the Ink Business Unlimited® Credit Card, please click here.
Compare Blue Cash Preferred to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
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